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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

93% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Competitive and efficient.

Having invested with RCI for the past few years, I have found them to be very competitive, online banking is easy to navigate, and their communications are straightforward. Reviewed on: 11th April 2025

Hard to get in touch with and not at all customer fo...

Hard to get in touch with and not at all customer focused. Will definitely not be put any money their way again Reviewed on: 11th April 2025

Really professional bank.

Really professional bank. Customer service is excellent. Reviewed on: 11th April 2025

Very easily managed account

RCI on-line banking is easy, even for an "oldie" like me. Good interest rates and good communication. Would happily recommend RCI fixed rate savings Reviewed on: 11th April 2025

Staff are always very helpful on the very few times...

Staff are always very helpful on the very few times i have phoned them. Reviewed on: 11th April 2025

I prefer to transact online, and RCI make this easy.

I prefer to transact online, and RCI make this easy. Reviewed on: 11th April 2025

Good service, market leading web site and products

Have improved service offered, produce good value products, excellent web site which is easy to operate and navigate. Reviewed on: 11th April 2025

Good level of interest usually very competitive

Good level of interest usually very competitive Reviewed on: 11th April 2025

Great online bank

I've always received clear communication from RCI Bank. I found it easy to set up accounts. They could be more flexible in allowing transfers to other bank accounts, but otherwise I can't fault them at all. Reviewed on: 11th April 2025

Easy to follow screens for banking and clear stateme...

Easy to follow screens for banking and clear statements relating tax and interest issues Reviewed on: 11th April 2025

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