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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
76% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

does exactly what it says on the tin.

5
does exactly what it says on the tin. No fuss, no problems, simple Reviewed on: 10th April 2025

My family all have RCI savings accounts.

5
My family all have RCI savings accounts. Great interest rates, easy to open accounts and manage them and great communication. Reviewed on: 10th April 2025

Unpaid review what do you expect??? ! NO FREE LUNCH

5
Very like a bank and what else is this free review supposed to say. Its a financial thing - with zero personality. Is that enough worrds. Reviewed on: 10th April 2025

I feel safe with RCI and that means a lot to me

5
Just feel really safe with RCI, easy to contact also. Easy access via the app and easy access to main information. Regular updates via e-mail. Myself and then my husband used RCI. RCI will be my preferred place to go with once my fixed rate ends. Reviewed on: 10th April 2025

Easy to join...

5
Easy to join, feels well run, good products on the market and good communication Reviewed on: 10th April 2025

Accounts are easy to set up and great interest rates

5
Accounts are easy to set up and great interest rates Reviewed on: 10th April 2025

Great interest rates.

5
Great interest rates. Paid monthly which helps me budget. Reviewed on: 10th April 2025

Very efficient easy to use

5
Website is easy to use. Transferring money into and out of account is swift and easy to complete. Emails are answered swiftly. Reviewed on: 10th April 2025

Good rates ,efficient IT , not so good communication

4
Good rates ,efficient IT , not so good communication Reviewed on: 10th April 2025

Very good experience so far.

4
Very good experience so far. Thru are clear with their services Reviewed on: 10th April 2025

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