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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
75% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

THE FUTURE OF BANKING

4
They came recommended to me and also featured highly on banking sites and money sites for good quality products. Great products, ease of set up and use online, easily accessible and good, competitive rates of interest. Good customer service, albeit not easy to contact via phone, as lines very busy, but always very helpful and forthcoming when contacted via email (or when finally spoken to someone via phone). I would definitely use again. Reviewed on: 9th April 2025

Recommended

5
We recently opened a savings account with RCI and have been impressed with the service received. Reviewed on: 9th April 2025

Caring Customet Services

5
Every time l have a query l fine customers Service very obliging and explain issues in a very clear precise way. Reviewed on: 9th April 2025

The bank for me .

5
Easy to access on line. Have been a customer for several years and have always had prompt service. Reviewed on: 9th April 2025

Excellent Organisation

5
Always class telesales with helpful and knowledgeable manners. They explain everything you need to know Reviewed on: 9th April 2025

Excellent service for savers.

5
Excellent interest rates and easy to move and withdraw money. Good customer website too. Reviewed on: 9th April 2025

Quick answers.

5
Always get quick answers if we have a problem. Reviewed on: 9th April 2025

Great website

5
Website is easy to navigate and more importantly I like the level of security. Reviewed on: 9th April 2025

Great Bank with good rates

5
It’s just very easy and efficient Reviewed on: 9th April 2025

count was easy to set up and manage.

4
Account was easy to set up and manage. It Is a shame RCI don't do ISA's Reviewed on: 9th April 2025

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