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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

75% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

market leading interest rates

Great market leading interest rates: good admin and easy to use App. Reviewed on: 9th April 2025

Good rates and excellent customer service.

RCI rates are relatively good compared with other providers. They also have excellent customer services. A fast response time coupled with a polite and knowledgeable staff. Reviewed on: 9th April 2025

Really simple, hassle free platform.

Really simple, hassle free platform. Great rates. Reviewed on: 9th April 2025

Great communication with very competitive interest r...

Great communication with very competitive interest rates. Wide selection of accounts. Reviewed on: 9th April 2025

Good on-line security and efficient communication

On-line security is good and logging on is an efficient and careful process. Communication regarding the state of account and changes in interest rate re communicated clearly and in a timely manner. Rates are favourably pitched to help saving. Reviewed on: 9th April 2025

Clear and Simple

It is easy to find what accounts are available on the RCI website and their savings rates are always competitive. I moved money from another account to invest in the Fixed Term Savings Account and the process was very straightforward. The only reason I didn't give them a top rating for "would you recommend to a friend?" is that I am not the sort of person to make financial recommendations to my friends! Reviewed on: 9th April 2025

Great investment, easy online banking.

Great investment, easy online banking. Reviewed on: 9th April 2025

So easy to open my account online.

So easy to open my account online. Very good interest rate. Reviewed on: 9th April 2025

No problem Banking good interest rates

No problem Banking good interest rates Reviewed on: 9th April 2025

Great rates. User friendly

Have been with RCI for years now. Always easy transfer. Good communication and competitive rates Reviewed on: 9th April 2025

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