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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.89
Based on 3,527 reviews, last reviewed 18th Mar 2026
97700% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

RCI Bank offer a great Fixed Term savings rate. RCI Bank offer a great savings rate in their Fixed Term savings Account. They also keep me updated on their savins products. Reviewed on: 18th March 2026
Charles B's avatar
Charles B

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
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John G
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3527)

Good customer service, Excellent rates and Easy acc...

5
Good customer service, Excellent rates and Easy account set up, and Secure . What more could you ask for? Reviewed on: 22nd March 2025
LWD's avatar
LWD

Simple process to complete the account setup and rec...

5
Simple process to complete the account setup and receive my interest payments on time. Reviewed on: 22nd March 2025
YM L's avatar
YM L

Good interest rate, clear understandable on line ban...

5
Good interest rate, clear understandable on line banking. Reviewed on: 22nd March 2025
David Grant's avatar
David Grant

Great value account

5
Easy to use online account with competitive interest rates Reviewed on: 22nd March 2025
S C's avatar
S C

Fixed term fixed rate bond

5
Opened a fixed term fixed rate bond with RCI 5yrs ago. Opening was simple & straight forward. Rates were good. Option of monthly interest payment available. Worked flawlessly. Just matured & rolled over into another fixed bond. Very happy Reviewed on: 22nd March 2025
David H's avatar
David H

you have a great customer service team

5
you have a great customer service team Reviewed on: 22nd March 2025
Steve Beddows's avatar
Steve Beddows

Lump Sum Deposits are Permitted

5
Unlike most Banks, I am able to deposit a large sum of money and get access to a fixed rate. High Street Banks only seem to offer a good Interest rate on a monthly savings plan with a limit to how much you can save each month! Reviewed on: 22nd March 2025
Popsie's avatar
Popsie

Fine thank you

4
Fine and provided a reasonable rate ta Reviewed on: 22nd March 2025
John lee's avatar
John lee

Best interest rate and good communications

5
Best interest rate and good communications Reviewed on: 22nd March 2025
Sue R's avatar
Sue R

Easy to use, very quick to set up account and pay in.

5
Easy to use, very quick to set up account and pay in. The rates are good. Excellent customer service. Reviewed on: 22nd March 2025
Kelly M's avatar
Kelly M

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