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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
75% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Excellent customer service.

5
Excellent customer service and keep me informed of any updates or changes of interest on my account. Treat existing customers the same as new ones. Reviewed on: 9th April 2025

A very good & safe bank

5
Very easy to use and my savings feel safe. The monthly income helps me to budget. Reviewed on: 9th April 2025

The interest rate is good and smooth money transfer...

5
The interest rate is good and smooth money transfer for both in and out. Reviewed on: 9th April 2025

Helpful bank with good products

5
Good service and communications-Products are competitive and easily understood Reviewed on: 9th April 2025

An excellent experience in every way.

5
Very competitive rate. The whole process of setting up the account and managing it has been very simple. Reviewed on: 9th April 2025

I only ever deal online but never had any problems.

5
I only ever deal online but never had any problems. Everything works well on the app Reviewed on: 9th April 2025

never had problems, easy to use website and I feel c...

5
never had problems, easy to use website and I feel confident my money is safe Reviewed on: 9th April 2025

Great company to deal with

5
Always kept up to date with what information needed, changes in terms and conditions. Prompt replies to questions, never have to wait longer than 24 hours. Easy to use website, all the details of the account easy to navigate and clearly laid out. The set up of the account was easy and done very quickly. Would recommend RCI. Reviewed on: 9th April 2025

Great online experiences good rates

5
Great online experiences good rates Reviewed on: 9th April 2025

Excellent website

5
Easy to use website and quick responses Reviewed on: 9th April 2025

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