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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

75% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Easy to deal with.

Easy to deal with and good interest rates on cash investments. Reviewed on: 9th April 2025

no account issues & clear account information.

I have never had any issues with my accounts. Account information is very clearly presented on the website Reviewed on: 9th April 2025

Bank offers a very competitive interest rate.

Bank offers a very competitive interest rate for its fixed period cash investments. Website is easy to access but has strong level of security. Statements could be more detailed showing all transactions from initial investment date. Reviewed on: 9th April 2025

Easy to do business with

speedy, simple, no fuss and good communication as well as great interest rate Reviewed on: 9th April 2025

Very easy to do interact with RCI bank.

Very easy to do interact with RCI bank. Reviewed on: 9th April 2025

Good rates, reasonable service.

Good rates, reasonable service. Post 1pm payments could be quicker. App is ok but creating different payees to the same bank is problematic as it renames the accounts to the same name Reviewed on: 9th April 2025

In all my dealings with RCI Bank, I have been pleased.

In all my dealings with RCI Bank, I have been treated with honesty and respect. Reviewed on: 9th April 2025

Safe and reliable

RCI have always been reliable and felt safe to bank with them Reviewed on: 9th April 2025

User Friendly

Easy to set up online investment account and good communication if requested help. Reviewed on: 9th April 2025

First Class Service and Products

customer service advisers are always polite, friendly and deals with any queries professionally and efficiently. Reviewed on: 9th April 2025

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