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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

75% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

rates vary

Can be competive, but not always. As with everything you have to check. Reviewed on: 9th April 2025

Overall very good.

Overall very good.Have a savings account and found them to provide a very good service Reviewed on: 9th April 2025

Excellent rates and service.

Excellent rates and service. Great app. Reviewed on: 9th April 2025

Clear easy service with reasonably good interest rates

Clear online access to accounts. Easy to set up new savings accounts. Timely emails from RCI when accounts are maturing. Interest rates in line with other online banks. Easy pathway to deposit and withdraw money. Reviewed on: 9th April 2025

No problem opening this or previous accounts.

No problem opening this or previous accounts. Competitive interest rate.straightforward frb account. Reviewed on: 9th April 2025

good rates, easy to manage online

good rates, easy to manage online Reviewed on: 9th April 2025

Easy to navigate

Website is Easy to navigate and transfers are quick. Reviewed on: 9th April 2025

Good interest rate.

Good interest rate. Online banking is easy Reviewed on: 9th April 2025

Good communication best rates for fixed rate bonds

Good communication best rates for fixed rate bonds Reviewed on: 9th April 2025

I have used RCI for years and am very pleased with t...

I have used RCI for years and am very pleased with their service Reviewed on: 9th April 2025

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