Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
74% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3962)

Everything is excellent

4
Everything is excellent and the process is very simple. Reviewed on: 9th April 2025

All queries dealt with promptly

5
Always give plenty of notice when investments coming up for renewal. Also very helpful if you phone them Reviewed on: 9th April 2025

RCI Bank is always competitive with savings rates.

5
RCI Bank is always competitive with savings rates both for fixed term or instant access, no delays in withdrawals, and you are kept informed of any rate changes. Reassuring to know they are backed by their links to Renault. Reviewed on: 9th April 2025

Easy to use

4
Everything has been done via the app but all very easy to do. Reviewed on: 9th April 2025

Simple, transparent and competitive.

5
Simple, transparent and competitive. Reviewed on: 9th April 2025

Very good interest rate and easy to use online banki...

5
Very good interest rate and easy to use online banking website Reviewed on: 9th April 2025

Excellent service and products good customer telations

5
Excellent service and products good customer telations Reviewed on: 9th April 2025

Value for money

5
Always good interest rates. When they have to be put down plenty of notice given Reviewed on: 9th April 2025

I invest with them with confidence.

5
I have had a number of accounts of various types, for a number of years with RCI.. Their online UI is straightforward and easy to use. They are reliable and I invest with them with confidence. Reviewed on: 9th April 2025

Great customer service and great communication regar...

5
Great customer service and great communication regarding accounts and news events, I’ve been extremely impressed by the service provided Reviewed on: 9th April 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11982 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products