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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

74% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Never had a problem, good service

Never had a problem, good service Reviewed on: 1st April 2025

Offers great products for fixed rate saving.

Easy to use registration process and offers a great interest rate that is fixed. Reviewed on: 30th March 2025

It was quick and easy to set up, my recommended me R...

It was quick and easy to set up, my recommended me RCI to help me save money and the interest rates are very good for the savings I have opened Reviewed on: 29th March 2025

Digital app easy to use, good rates.

Digital app easy to use, good rates. Reviewed on: 29th March 2025

Awesome service.

Awesome service. Really simple and straightforward. Great app too ! Reviewed on: 28th March 2025

Easy to set up my account, and manage it.

Easy to set up my account, and to manage it. RCI keep in touch, but do not send to many e-mails about opportunities. Reviewed on: 28th March 2025

Easy to open account. Good security

Easy to open account. User friendly site but reassuring security procedures. Prompt and efficient response. Offered very competitive and attractive savings rates. Reviewed on: 28th March 2025

Happy customer,

Happy customer, treated with respect and kindness in a professional manner Reviewed on: 28th March 2025

Good website

Everyone has been helpful. Website good to navigate Reviewed on: 28th March 2025

RCI BANK WANT TO HOLD MY MONEY ILLEGALLY

They want hold my money illegaly even though I've provided sufficient evidence of my visa to italy. They want to bring up restrictions because of address change in September last year but I was a recipient of a letter from RCI BANK confirming my address change. What do you mean RCI? I fly on Tuesday. We've been at this 3 weeks and all your doing is moving the goal posts. Lastest delay being 5 days with me ending up calling in but you quick to tell me you couldnt open attachments. You have my visa..my registered rental contract. I want what was said to me on phone this morning regarding situation confirmed in writing but I was told by the advisor you can't send emails when on the phone. These frauds just to hold onto 5k and bit longer. I dont even want that echeap 2.7% on that 5k anymore. No manager available as always just hiding saying they in meetings. Reviewed on: 28th March 2025

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