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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

74% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

clear easy-to-navigate website and efficient service.

clear easy-to-navigate website and efficient service. Good reputation. Reviewed on: 8th April 2025

Good interest rates and products.

Good interest rates and products. No dealings with customer service required Reviewed on: 8th April 2025

Cannot recommend enough!

Amazing service, very responsive and trust that my money is protected Reviewed on: 8th April 2025

Opening an account online very straight forward and...

Opening an account online very straight forward and easy steps to follow. Informed by email every step of the way until account opened and receive emails to advise when monies received Reviewed on: 8th April 2025

Easy to set up and directions easy to follow.

Easy to set up and directions easy to follow. Good 3 year fixed rate. Reviewed on: 8th April 2025

I could not pay into my savings account, hence it co...

I could not pay into my savings account, hence it could not grow. No explanation given Reviewed on: 8th April 2025

Easy manage online account and effective communication

Easy manage online account and effective communication if help required. interest rate is higher than the banks in high street, but a little lower than other building society or banks Reviewed on: 8th April 2025

Good banking experience

Was looking for a bank with good competitive rates. Found RCI and was delighted with the ease of use Reviewed on: 8th April 2025

Customer focused, hassle free

Customer focused, hassle free on-line tools for account, ease of money management. Flawless service! Reviewed on: 4th April 2025

Why choose RCI

Good bank with good communication. Haven't had any major issues that has caused any concern. Reviewed on: 1st April 2025

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