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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
74% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Easy to open new account.

5
Easy to open new account. Good rate of interest. Reviewed on: 8th April 2025

Very competitive interest rates good customer servic...

5
Very competitive interest rates good customer service they actually answer the phone Reviewed on: 8th April 2025

Applied for a fixed rate 2yr savings plan which was...

5
Applied for a fixed rate 2yr savings plan which was very easy to do and the whole process was fast and efficient Reviewed on: 8th April 2025

User friendly website and really competitive interes...

4
User friendly website and really competitive interest rates makes for an excellent on line account. Reviewed on: 8th April 2025

Very easy to open account and hassle feee for adding...

5
Very easy to open account and hassle feee for adding funds snd withdrawing funds Reviewed on: 8th April 2025

Really helpful when phoned about a problem I had and...

5
Really helpful when phoned about a problem I had and resolved it immediately. East to use web site and app. Good rates. Reviewed on: 8th April 2025

Incredibly straightforward and easy to bank with

5
Easy to use online...Very well laid out... and delightful and helpful staff if I call. Very straightforward and well run Reviewed on: 8th April 2025

Great service Great interest rates

5
The whole system deposits, withdrawals and statements just works. Website is intuitive and not over restrictive and of course great interest rates. Who could ask for more Reviewed on: 8th April 2025

I've been using RCI Bank for several months now...

5
I've been using RCI Bank for several months now, and I couldn't be happier with their service. The online platform is user-friendly, making it easy to manage my account and transactions. Their customer support is excellent – always responsive, friendly, and knowledgeable. I also appreciate the competitive interest rates they offer, which give me confidence in growing my savings. Overall, RCI Bank offers a reliable and hassle-free banking experience, and I highly recommend them to anyone looking for a trustworthy financial partner Reviewed on: 8th April 2025

I'm very happy with the level of service and the pro...

5
I'm very happy with the level of service and the products on offer from RCI. Reviewed on: 8th April 2025

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