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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
74% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

RCI Fixed Term Savings

5
Great savings provider, easy to use internet site and decent interest rates. The interest is paid to me monthly and the one time I needed to contact Customer Service was a pleasant experience. Reviewed on: 8th April 2025

No need for me to be nervous with RCI

5
Given the fact that I am ordinarily apprehensive when embarking upon new financial endeavours, I must say that I was very pleasantly surprised when setting up my RCI Bank Fixed Term Savings Account. The whole process was easy and pain free, and I had no difficulties whatsoever in getting started. In addition to this, the ongoing followup support via email is both helpful and reassuring, and I never hesitate in recommending RCI to family and friends. Reviewed on: 8th April 2025

2 year fixed rate account with excellent return

5
I signed up for a 2 year fixed rate account because of the excellent guaranteed interest rate. The whole process of setting up and funding the account was very straightforward and the communications were all concise and friendly. Reviewed on: 8th April 2025

A bank offering good returns on savings accounts.

5
A bank offering good returns on savings accounts. The bank aslo provides a simple to use application that make it easy to see your accounts. Reviewed on: 8th April 2025

Have had no problem so far banking with RCI.

4
Have had no problem so far banking with RCI. Competitive savings rates. Reviewed on: 8th April 2025

Good value easystr to use websit have used bank f...

5
Good value easy to use website have used this bank for several years Reviewed on: 8th April 2025

Long time investors...

5
we have been with RCI for some years now and have constantly rolled over our investments with them having no reason to do otherwise Reviewed on: 8th April 2025

Very easy to deal with and very good investment deals .

5
Very easy to deal with and very good investment deals . Reviewed on: 8th April 2025

Impressive

5
Easy and convenient with good products Reviewed on: 8th April 2025

Great Service, very fair interest rates

5
Great Service, very fair interest rates Reviewed on: 8th April 2025

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