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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
74% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Any communication with rci has been fast and efficient

5
Any communication with rci has been fast and efficient Reviewed on: 8th April 2025

Easy to use, competitive rates

5
Easy to use web page, competitive rates Reviewed on: 8th April 2025

Great interest rates for savers.

5
Great interest rates for savers. I have two fixed term bonds. Reviewed on: 8th April 2025

Very good experience, good customer service

5
Very good experience, good customer service Reviewed on: 8th April 2025

Very simple to set up my account.

5
Very simple to set up my account. Excelent communication. Reviewed on: 8th April 2025

The fact that I have reinvested maturing fixed rate...

5
The fact that I have reinvested maturing fixed rate savings twice says it all - competitive rates and good website. Reviewed on: 8th April 2025

Always good service

5
Have had 2 accounts for some time now and always gives a good interest rate. We have not had to contact them but it is easy to find information you need, Reviewed on: 8th April 2025

Great bank

5
On the occasions when I needed help I managed to contact customer services quickly and they were polite and resolved my issue. The website is easy to use and interest rates competitive. Reviewed on: 8th April 2025

The experience with RCI Bank has been really positive

5
the service has been really positive, we have never had a single issue with the bank Reviewed on: 8th April 2025

Very easy to register.

5
Very easy to register. Easy to check your progress. Very pleased all round. Reviewed on: 8th April 2025

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