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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
74% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Good Company

5
They always produce good rates on their bonds - is what I look for and their web site is easy to find what you are looking for! Reviewed on: 8th April 2025

Very transparent user friendly website.

5
Very transparent user friendly website. Exactly what stated …happens!! Reviewed on: 8th April 2025

Good rates.

4
Good rates. Not the easiest to navigate. Reviewed on: 8th April 2025

Smooth Operator

5
everything has run very smoothly since I opened the account Reviewed on: 8th April 2025

Customer Service

5
Always answer telephone quickly and competently enough to answer any query. Interest is always paid on time. Reviewed on: 8th April 2025

Easy to operate and competitive rates.

4
Easy to operate and competitive rates. Reviewed on: 8th April 2025

Great App and Service

5
An excellent on-line customer experience, no issues at all. Great banking app, clear and easy to use. Reviewed on: 8th April 2025

Value for money

5
Good rates,easy to use.Easy to access the acccount and great to be able to see all in one go. Reviewed on: 8th April 2025

GOOD RATE OF INTEREST ON SAVINGS

5
GOOD RATE OF INTEREST ON SAVINGS Reviewed on: 8th April 2025

Good rates of interest ease of use online

5
Good rates of interest ease of use online Reviewed on: 8th April 2025

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