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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,540 reviews, last reviewed 20th Mar 2026
98900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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1%

Latest highest rating:

5

EASY TO USE APP AND RATE WAS COMPETITIVE EASY TO USE APP AND RATE WAS COMPETITIVE Reviewed on: 20th March 2026
murray s's avatar
murray s

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3540)

Good online experience

5
Good online experience, easy account setup and great communication from RCI bank Reviewed on: 20th March 2025

Happy with my account for the past 10 years

5
Happy with my account for the past 10 years Reviewed on: 20th March 2025

i am using fix term saving from RCI.

5
i am using fix term saving from RCI. their website, apps provide higher security when login. this increase the difficulties on third party access. Reviewed on: 20th March 2025

First Class 5* service with RCI Bank

5
We have banked with RCI Bank after recommendation from Martin Lewis on his website. Fabulous customer service, available 7 days a week. Incredibly polite, helpful and informative every time I have needed to contact them. The app to access your accounts is simple and clear and transactions are easy to navigate. Would absolutely recommend. Reviewed on: 20th March 2025

Great savings rates, easy to open and good communica...

5
Great savings rates, easy to open and good communication Reviewed on: 20th March 2025

Competitive interest rates worth applying for

5
I never had any issues opening the account or dealing with customer service. I am overall a satisfied customer. Their interest rates are quite competitive. Reviewed on: 20th March 2025

User Friendly RCI Website

5
The RCI Website is navigational friendly to guide you with ease on their savings products. The fixed rate savings I chose have very good interest rates applied for the duration I wanted. All related documents such as interest statements are available at a click of the button. Information is clear to understand. Reviewed on: 20th March 2025

Great product

5
Straightforward process and excellent customer service Reviewed on: 20th March 2025

Loved the ease of applying online and the competitiv...

5
Loved the ease of applying online and the competitive rates Reviewed on: 20th March 2025

Great rates easy to open would recommend to friends

4
Great rates easy to open would recommend to friends Reviewed on: 20th March 2025

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