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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
74% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Simple is efficient .

5
Simple is efficient ,whilst other banks are loosing their way RCI has focused on streaming and offering good customer offerings. Reviewed on: 22nd March 2025

Reliable

5
I’ve had and have fixed bonds and the returns are always the best on the market Reviewed on: 22nd March 2025

Happy saver

5
Easy set up, great rates, would recommend Reviewed on: 22nd March 2025

Competitive rates and easy to open.

5
Clear info for opening account,with prompt interest payments. Reviewed on: 22nd March 2025

Brilliant financial institution

5
Really impressive to deal with. Great products , simple app to use . What more could you want . Reviewed on: 22nd March 2025

Ease of access & general browsing along with new app...

5
Ease of access & general browsing along with new applications. Reviewed on: 22nd March 2025

good and trustworthy

5
I received good quality customer service and was able to speak to agent when I needed to even though there were no walk in branches Reviewed on: 22nd March 2025

RCI-Invest

4
Was sceptical investing with RCI initially , but proved to be secure and fair rates, been notified of any changes and offer’s promptly. Reviewed on: 22nd March 2025

Very happy customer

5
I have been the the RCI Bank for a number of years and have never had any problems. Interest rates are always very competetive hence the reason why I have stayed with them. Reviewed on: 22nd March 2025

Good rates, easy to use.

4
Good rates, easy to use. Website is straightforward and intuitive. Appears in newspaper best buys which is reassuring. Reviewed on: 22nd March 2025

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