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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Great and simple to use and set up on line...

Great and simple to use and set up on line Reviewed on: 11th March 2025

Excellent saving rate fixed for three years

Excellent saving rate fixed for three years Reviewed on: 11th March 2025

No issues

I've not had any issues with RCI bank since I started saving money with them 5 years ago. I feel that my money is safe and secure with them and that I get a good interest rate for my savings. Reviewed on: 11th March 2025

Happy Investor

Since my first investment with RCI, I've found it easy to open, to monitor and to re-invest on maturity. RCI offers competitive interest rates comparing well against other banks, etc. The site makes it easy to access info about maturity dates and interest paid, which helps when it comes to completing tax returns. Reviewed on: 11th March 2025

refreshing

When I first invested I was a bit skeptical about the offer it almost seemed to good to be true , but so far RCI has delivered on its promises Reviewed on: 11th March 2025

EASY TO ACCESS, SET UP AND USE.

EASY TO ACCESS, SET UP AND USE. PROVIDING USEFUL INFORMATION AND PRODUCTS. Reviewed on: 11th March 2025

An easy to use website, and very competitive interes...

An easy to use website, and very competitive interest rates. I have not had need to contact the bank directly so cannot comment on helpfulness of staff and customer service.. Reviewed on: 11th March 2025

Excellent all round

Excellent service, very competitive rates, smooth transactions Reviewed on: 11th March 2025

A simple fixed term savings account that suited my n...

A simple fixed term savings account that suited my needs Reviewed on: 11th March 2025

Simple savings accounts

Web site easy to navigate and system for account entry seems secure. Once account accessed information regarding transactions clear and easy to follow, On the few occasions have telephoned to speak with staff they have seemed knowledgeable and very helpful and all enquiries resolved on the one call Reviewed on: 11th March 2025

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