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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.9 (3911 reviews)

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4.90

Based on 3,911 reviews, last reviewed 14th Apr 2026

133500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Nothing to add. Nothing to add............................... Reviewed on: 14th April 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3911)

Easy application and good rates

The savings accounts are easy to apply for, the correspondence from them is always clear, and the website is clear too. I appreciate the fixed savings rates, which have recently been near the top of the comparison tables. Reviewed on: 11th March 2025

RCI - a friendly bank

RCI offers consistent competitive rates; is easy to use online and provides updates as to what is happening when rates change. I find their approach quite friendly. Reviewed on: 11th March 2025

Excellent interest rate.

Excellent interest rate. Easy to follow account details on website and easy to navigate on website. Good communication from the bank. Reviewed on: 11th March 2025

Communication

Regular updates, clearly presented. Other banks should take note Reviewed on: 11th March 2025

This is a bank great for savers.

This is a bank great for savers. With an easy access account too. The savings accounts offer great interest rates, and the easy access account also offers quite acceptable interest rates. The online banking and the mobile apps are easy to use and are very clear in what they tell you. Reviewed on: 11th March 2025

Simple to use and had no issues since inception

Simple to use and had no issues since inception Reviewed on: 11th March 2025

I am very Happy.

I am very Happy. Good customer service. I am strongly recommend RCI Bank Reviewed on: 11th March 2025

Excellent fixed term rates offered.

Excellent fixed term rates offered. Great customer service was very quick and prompt response to answer any queries asked. Easy and convenient app to keep track of your account. Very happy. Thank you Reviewed on: 11th March 2025

Easy and simple experience when opening a fixed rate...

Easy and simple experience when opening a fixed rate savings account. App is easy to use. Reviewed on: 11th March 2025

Easy to deal with

Good communication in plain language. Reviewed on: 11th March 2025

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