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RCI Bank: Fixed term savings account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

My experience with RCI is really good, I have also r...

5
My experience with RCI is really good, I have also recommended RCI to several of my family and friends Reviewed on: 11th March 2025

Excellent banking products and a pleasure to deal with

5
Excellent banking products and a pleasure to deal with Reviewed on: 11th March 2025

Good savings rates easy to use web site

5
Good savings rates easy to use web site Reviewed on: 11th March 2025

Excellent customer services

5
Customer services team very helpful on the phone whenever I had a query. Reviewed on: 11th March 2025

Good Bank

5
I've been a customer of RCI bank in the past and also I currently have an Interest savings account with them. good bank and good rates Reviewed on: 11th March 2025

Ease of transferring and withdrawal of my money.

5
Ease of transferring and withdrawal of my money. Reviewed on: 11th March 2025

Straight forward online application & great fixed in...

5
Straight forward online application & great fixed interest rates Reviewed on: 11th March 2025

Great rates easy online access very helpful customer...

5
Great rates easy online access very helpful customer service Reviewed on: 11th March 2025

Good service and interest rates with a variety of ac...

5
Good service and interest rates with a variety of accounts to choose from Reviewed on: 11th March 2025

Hassle- free investing with RCI

5
RCI has always been prompt in dealing with enquiries. Helpful and friendly people on the phone in my experience. You can't really ask for more than that. The fact that I've reinvested with them several times shows that I'm happy with them. Reviewed on: 11th March 2025

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