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RCI Bank: Fixed term savings account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Very good communications and easy to use portal

5
Very good communications and easy to use portal Reviewed on: 11th March 2025

Always worked well for me.

4
Always worked well for me. Efficient and ti.ely transactions when needed Reviewed on: 11th March 2025

Paying money in is not as obvious as it could be.

4
Although the email with details on how to pay money in to my new account had all the information I needed, it still wasn't completely obvious how I should fill in the payment details, specifically the account name, which was RCI Bank, rather than my name. Reviewed on: 11th March 2025

Fixed rate savings accounts

5
We have always found the opening of savings accounts very easy to navigate and have no problems Reviewed on: 11th March 2025

never had a problem with this bank always been polit...

5
never had a problem with this bank always been polite and helpful Reviewed on: 11th March 2025

RCI go above and beyond.

5
Very friendly and polite, RCI keep me updated with any changes that my be happening.Good at communicating deals.. Reviewed on: 11th March 2025

No problem at all good service keeps me informed of...

5
No problem at all good service keeps me informed of what I need to know Reviewed on: 11th March 2025

Good to bank with

4
An easy to operate account with a good rate of interest Reviewed on: 11th March 2025

Easiaccess to an online banking/saving experience.

5
Easiaccess to an online banking/saving experience. Detail is clear & concise. No small print on rates Reviewed on: 11th March 2025

User friendly website.

4
User friendly website. Reasonable savings rates. Reviewed on: 11th March 2025

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