Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,020 reviews, last reviewed 7th Feb 2026
50500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The website was easy to use. The website was easy to use. No issues. Reviewed on: 7th February 2026
Diane P's avatar
Diane P

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3020)

Efficient service and good market rate

5
Easy and efficient, intuitive website. Easiest account to open. Reviewed on: 17th January 2022

Very good service

5
Really happy with the way the company provides their customer service. Communication and clarity of offering is great Reviewed on: 17th January 2022

Very pleased with my purchase

5
Good company to deal with. Straight forward process to open an account. Reviewed on: 17th January 2022

Polite and helpful

5
Had numerous fixed rate deals with RCI........ all very good rates and customer services very helpful Reviewed on: 17th January 2022

Faultless

5
Been with RCI for nearly three years, nothing not to like. Easy to navigate website, easy to contact by phone and they have never missed an interest payment. If only all banks were like RCI...... Reviewed on: 17th January 2022

Professional service

5
This bank provides a professional service and are easy to contact Reviewed on: 17th January 2022

Excellent product

5
Fixed rate account was easy to take out, easy to use and has remained faultless (so far) for over 18 months. Reviewed on: 17th January 2022

Very good online system and good fixed term savings.

5
During my research for a good fixed term savings RCI came up top in terms of interest rate offered. This more than met my objectives for short term savings and would not hesitate recommending friends and Family. Reviewed on: 17th January 2022

PROFESSIONAL COMPANY COMPETITIVE RATES

5
A very professional company with excellent security and customer service. Rates are competitive. Reviewed on: 17th January 2022

Competitive rates with easy to use website

5
The website is easy to navigate and lists other competitive rates to access. Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • 95 Day Notice Account

    from RCI Bank 4.88 from 672 reviews
    RCI Bank
  • Freedom Savings Account

    from RCI Bank 4.88 from 8983 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.86 from 219 reviews
    RCI Bank
    View all products