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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

72% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Consistent higher rates of interest.

Consistent higher rates of interest. Very easy to transfer money and you get a text that your deposit has arrived. Easy to use and well laid out website. Reviewed on: 11th March 2025

My good experience with RCI

My experience so far with RCI have been all good. Reviewed on: 11th March 2025

Had no problems opening my account online

Had no problems opening my account online Reviewed on: 11th March 2025

Return on investment.

Always a competitive interest rate. Reviewed on: 11th March 2025

Very clear website with easy to follow instructions...

Very clear website with easy to follow instructions to open the correct account for my needs. Very efficient service provided. Reviewed on: 11th March 2025

I have used RCI for several year for savings, always...

I have used RCI for several year for savings, always found them highly compeditive, easy to use and great communications, never had a negetive issue. Reviewed on: 11th March 2025

I opened a savings bond in July 2023.

I opened a savings bond in July 2023. Very easy experience both online & using app Reviewed on: 11th March 2025

would highly recommend this bank.

The on line system is easy to follow and when I contacted customer service once, they were extremely helpful Reviewed on: 11th March 2025

An easy to manage online savings account.

An easy to manage online savings account. Good options available to make changes to the account on the app. Monthly interest is paid promptly. Transfers in and out of the account are very fast. Overall a very good experience using this account. Reviewed on: 11th March 2025

Excellent interest rates.

Excellent interest rates. App very easy to use. Reviewed on: 11th March 2025

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