Smart Money People Logo

RCI Bank: Fixed term savings account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed term savings account reviews (3962)

They keep me informed and excellent interest rates

5
They keep me informed and excellent interest rates Reviewed on: 11th March 2025

Quick and easy response

4
Quick and easy response with no hassle Reviewed on: 11th March 2025

Good online service , easy to follow and great inter...

5
Good online service , easy to follow and great interest rates! Reviewed on: 11th March 2025

User friendly, intuitive app.

5
User friendly, intuitive app. Great value product. Fair as always sends monthly interest bang on time. Reviewed on: 11th March 2025

Your rates are competative and I am happy with my in...

5
Your rates are competative and I am happy with my investments. Reviewed on: 11th March 2025

I found the website easy to use.

5
I found the website easy to use. Responses were quick and helpful. Reviewed on: 11th March 2025

App is easy to use and interest rates competitive

5
App is easy to use and interest rates competitive Reviewed on: 11th March 2025

Great choice, great service

5
I have been with RCI for several years and have had several products. Always had great service and they have a wide choice of products - highly recommended. Reviewed on: 11th March 2025

Brilliant excellent in every way

5
Brilliant excellent in every way Reviewed on: 11th March 2025

Had accounts for many years.

5
Had accounts for many years. Always excellent Reviewed on: 11th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11983 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products