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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.84 (3016 reviews)

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4.88

Based on 3,016 reviews, last reviewed 5th Feb 2026

50100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Hassle free saving Been saving with RCI for a few years now and find the whole experience easy, simple and good interest rates. Reviewed on: 5th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3016)

Saver bank of the year

Simple , no-nonsense bank and good saving rates . Reviewed on: 17th January 2022

Excellent bank

Really easy to use website and decent rate of interest. Would highly recommend. Reviewed on: 17th January 2022

Best fixed term rates.

I get the best fix term rates with RCI and I find them very professional and courteous in my dealings with them. Reviewed on: 17th January 2022

High interest ,reliable execution

Just before interest rates hiked,i managed to park some money with RCI's fixed rate saver. Interest,tracking,withdrawals all proceeded as expected. Reviewed on: 17th January 2022

Great rate

Offer great rates and an easy to use website for managing your investment Reviewed on: 17th January 2022

Great company to deal with

Great app and website, very easy to navigate and move money in and out. Interest rates competitive and adjusted regularly in line with the base rate. Reviewed on: 17th January 2022

My fixed savings account

Does exactly what it says on the tin. Gives me a fixed interest rate for a fixed amount of time. Reviewed on: 17th January 2022

Very pleased with RCI Bank

Very good always keep you informed app not to complicated Reviewed on: 17th January 2022

Interest rates

Competitive interest rates,easy to apply and very quick to set up. Have used RCI bank several times for different accounts. Reviewed on: 17th January 2022

GOOD BANK TO SAVE

The fixed term savings account I chose was easy to understand. The application process straight forward with competitive interest rates. Reviewed on: 17th January 2022

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