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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

72% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Good rates for savers, customer services very good.

Good rates for savers, customer services very good. Reviewed on: 11th March 2025

An all-round good performer

Very good interest rate. Easy to navigate website. Informative staff at the end of a phone. Good advice when re-investing. Reviewed on: 11th March 2025

RCI MEANS REAL CUSTOMER INTEREST

Very easy to open the account, good security measures in sending certain items through the regular mail. Great communication via email and text Reviewed on: 11th March 2025

RCI Bank Fixed Term Savings Account

very easy to open an account and operate the account. Could of done with more time to transfer money before account was locked. Did notice that the promised rate had drop slightly once the account was locked. felt a little disappointed because you were promised a fix rate of X and got something a little different. There is no emergency release of funds available. Would of liked the interest payable directly into the account to build on my investment and maybe allow me to withdraw the interest amount only in an emergency. that would of been a good feature. Reviewed on: 11th March 2025

Money transfers are communicated quickly

Money transfers are communicated very quickly which is reassuring. Also logging onto the portal is very easy and safe. Reviewed on: 11th March 2025

Been with RCI a long while now.

Been with RCI a long while now. I have had several accounts over the years and have been happy with them all. Reviewed on: 11th March 2025

Very efficient staff and excellent and simple on lin...

Very efficient staff and excellent and simple on line systems Reviewed on: 11th March 2025

Completed online , quite easy to do

Completed online , quite easy to do Reviewed on: 11th March 2025

Savings Summary

Every transaction has been seamless. Reviewed on: 11th March 2025

Easy to deal with, good rates

Easy to deal with. Online banking app is great. Products are fair and interest rates among the best Reviewed on: 11th March 2025

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