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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.84 (3016 reviews)

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4.88

Based on 3,016 reviews, last reviewed 5th Feb 2026

50100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Hassle free saving Been saving with RCI for a few years now and find the whole experience easy, simple and good interest rates. Reviewed on: 5th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3016)

Good all round service

I’ve been with RCI Bank for a couple of years now. Service has been good with no issues at all. Reviewed on: 17th January 2022

Good banking

Efficient, friendly, reliable. Easy to use website. Reviewed on: 17th January 2022

Good rate

Easy to use and access with a good rate of interest and FSCS protectio Reviewed on: 17th January 2022

Brilliant customer service

Always prompt to answer your call for any queries. Interest rates are competitive. Reviewed on: 17th January 2022

Very good online savings account.

Reasonable savings rate in these times. Easy to use online. Pays interest monthly. Overall very pleased with the service. Reviewed on: 17th January 2022

Easy to deal with and great interest rates

Unlike some RCI has simple but effective processes for new investors and when I invested they were leading the way on interest rates. Reviewed on: 17th January 2022

Highly recommended

Extremly easy process and clear advice - safe and decent return Reviewed on: 17th January 2022

Excellent in all respects.

Always a pleasure to deal with in a professional manner. Reviewed on: 17th January 2022

Satisfied customer

Very happy with service and easy access to banking via online banking Reviewed on: 17th January 2022

Good bank for yoursavings

Got a good rate on my 2 year bond which was good when market rates were going down Reviewed on: 17th January 2022

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