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RCI Bank: Fixed term savings account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Good Rates & Easy to Invest.

5
I found it easy to identify a suitable investment account with a good and very competitive rate of interest, and to complete the investment online. Reviewed on: 11th March 2025

Long standing customer of RCI for many years.

5
Long standing customer of RCI for many years. They consistently offer good products and provide the right level of communication about any changes. Call centre also helpful on the odd occasion I have needed to speak to them. Thank you. Reviewed on: 11th March 2025

It's good to save with RCI.

5
The easiest, best value online experience I have ever had. And you keep me updated regularly. Reviewed on: 11th March 2025

Easy to contact , deposit and withdraw money

5
Easy to contact , deposit and withdraw money Reviewed on: 11th March 2025

Just the ticket

5
Easy to set up. Adding funds is straight forward and fast. The interest rate is competitive and any changes are notified well in advance. Reviewed on: 11th March 2025

Took no time to invest my money and quick solutions...

5
Took no time to invest my money and quick solutions to get it out on msturity. Also good scam protection Reviewed on: 11th March 2025

Excellent Interest and Service.

5
Interest rates are excellent, The website is very easy to use. Communications as really good. Reviewed on: 11th March 2025

Refreshing

5
Very easy, straightforward and transparent Reviewed on: 11th March 2025

Good people, products and website

5
Professional, polite efficient customer service, competitive rates Reviewed on: 11th March 2025

Very professional team.

5
Very professional team. Easy to contact either by phone or email Reviewed on: 11th March 2025

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