Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,016 reviews, last reviewed 5th Feb 2026
50100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Hassle free saving Been saving with RCI for a few years now and find the whole experience easy, simple and good interest rates. Reviewed on: 5th February 2026
Tanya Smith's avatar
Tanya Smith

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3016)

Efficient online savings account

4
Easy to interact and impressed that there was a recent increase to the savings account unlike the big high street banks! Reviewed on: 17th January 2022

Excellent bank.

5
Good, friendly service with a clear and easy-to-use website. Reviewed on: 17th January 2022

friendly and efficient

5
Have had money with them for several months. I chose them because of competitive rates and reputation. I have made many transactions and all have been handled without fuss Reviewed on: 17th January 2022

A bank you can trust

5
Been with RCi for 4 years now, easy to use throughout. No issues Reviewed on: 17th January 2022

Highly recommend RCI Bank

4
I found it very easy to open my online account with RCI Bank. When I had a couple of queries, the phone was answered quickly and the advice given was friendly and helpful. Reviewed on: 17th January 2022

Very easy and effective to us

5
A good solution for opening accounts with new entities. Good website giving access to all information needed Reviewed on: 17th January 2022

Very reliable and accomodating.

4
I have found rci bank very easy to invest with and exremely professional with an excellent online facility. Reviewed on: 17th January 2022

Offer very good rates of interest to savers

4
I have been with RCI Bank for a number of years and found them a first class Bank. Reviewed on: 17th January 2022

Excellent service

5
Easy online app, excellent customer service via phone when I had made a few mistakes transferring to new account. Can't fault RCI in any way. Reviewed on: 17th January 2022

Good all round bank

5
Never had a problem with this bank . Correspondence is first class. Friendly and helpful in every way. Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • 95 Day Notice Account

    from RCI Bank 4.88 from 668 reviews
    RCI Bank
  • Freedom Savings Account

    from RCI Bank 4.88 from 8975 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.86 from 219 reviews
    RCI Bank
    View all products