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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.84 (3024 reviews)

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4.88

Based on 3,024 reviews, last reviewed 10th Feb 2026

50900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI offer the best rates for saving on fixed rate... RCI offer the best rates for saving on fixed rate bonds Reviewed on: 10th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3024)

Easy to join and best interest rates

I looked around for the best interest rate on fixed term savings and RCI bank was by far the best. Reviewed on: 17th January 2022

RCI savings account

Highly recommend. Great savings rate and easy to use website I can always access when needed. Would recommend as they have some of the best rates and fantastic customer communications. Highly recommended Reviewed on: 17th January 2022

very good bank

web site easy to use .service is very good Reviewed on: 17th January 2022

Very good interest rates and user-friendly website

RCI Bank provides interesting fixed-term products with very competitive interest rates. Their online platform is user-friendly and efficient. Reviewed on: 17th January 2022

Great bank

Does what it says on the tin and easy to use Reviewed on: 17th January 2022

Cruiser

RCI have always kept me in touch with my account, by emailing, and giving me all updates on new fixed terms of interest to me. I feel I can trust them with my finances. Reviewed on: 17th January 2022

Efficient polite and energetic company

I have been using RCI for several years now and everything you want to do with them works extremely well, friendly service and good communication Reviewed on: 17th January 2022

Easy to apply & open and good interest rate

although only used twice up to yet, I can't find fault so have to rate high. Good interest rates (considering the way things have been). Easy to apply & open fixed rates, customer service was good when I had a question and money saved paid back quickly. Would use again when I have matured funds. Reviewed on: 17th January 2022

Fair and honest

I have always found RCI Bank to be fair and honest in their management of my account. I trust them with my precious savings to do their best for me. Reviewed on: 17th January 2022

No fuss, just simple saving

Does what it says on the tin! Straight forward to invest and you know your in good hands. Reviewed on: 17th January 2022

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