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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,549 reviews, last reviewed 24th Mar 2026
99800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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0%
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1%

Latest highest rating:

5

A solid and reputable bank A solid and reputable bank that provides competitive savings rates. I like the no-fuss website and online banking platform which makes banking safe an... Read more Reviewed on: 24th March 2026
Leslie 's avatar
Leslie

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3549)

Great bank

5
Great, go for it used them for years, never a problem Reviewed on: 11th March 2025

fabulous

5
great bank with high interest rates Reviewed on: 11th March 2025

Very good.

5
Very good. Great interest rates. Reviewed on: 11th March 2025

Easy to set up a new account and efficient service.

5
Easy to set up a new account and efficient service. Very good rate of interest. Reviewed on: 11th March 2025

easy website and good interest rates

5
easy website and good interest rates Reviewed on: 11th March 2025

Ease to use good rates good communication, fast resp...

5
Ease to use good rates good communication, fast response to enquiries Reviewed on: 11th March 2025

Easy to contact and feels safe.

5
Easy to contact and feels safe. It takes a couple of days for money to transfer but the app is well laid out and easy to use and the communications are great. Reviewed on: 11th March 2025

Often provide very good fixed rate savings with the...

4
Often provide very good fixed rate savings with the flexibility to receive interest monthly or annually. I like the flexibility and how easy it is to change how I receive the interest. Reviewed on: 11th March 2025

Easy peasy lemon squeezey

5
Very easy to set my account up via the app, great communication whilst doing so, and always kept up to date of any developments via email, great customer service Reviewed on: 11th March 2025

Always a good rate of interest and excellent service.

5
Always a good rate of interest and excellent service. Reviewed on: 11th March 2025

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