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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 2,945 reviews, last reviewed 1st Feb 2026
43200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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90%
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9%
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0%
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0%
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1%

Latest highest rating:

5

Really easy to operate online. Really easy to operate online. Opened immediately. Easy to see accumuated interest and good rate of interest. Reviewed on: 1st February 2026
Jw's avatar
Jw

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2945)

Professional service

5
This bank provides a professional service and are easy to contact Reviewed on: 17th January 2022

Excellent product

5
Fixed rate account was easy to take out, easy to use and has remained faultless (so far) for over 18 months. Reviewed on: 17th January 2022

Very good online system and good fixed term savings.

5
During my research for a good fixed term savings RCI came up top in terms of interest rate offered. This more than met my objectives for short term savings and would not hesitate recommending friends and Family. Reviewed on: 17th January 2022

PROFESSIONAL COMPANY COMPETITIVE RATES

5
A very professional company with excellent security and customer service. Rates are competitive. Reviewed on: 17th January 2022

Competitive rates with easy to use website

5
The website is easy to navigate and lists other competitive rates to access. Reviewed on: 17th January 2022

Excellent Bank

5
Access and security first class. Reviewed on: 17th January 2022

Fixed rate

4
Competitive product at the time Reviewed on: 17th January 2022

Consistently hoo interest rate

5
On line banking with rci is so easy Reviewed on: 17th January 2022

My experience

5
Fabulous customer service… great products. Extremely easy to open and view the account. Reviewed on: 17th January 2022

Choose RCI to combat RPI

5
Easy to open and operate via App and market leading rates Reviewed on: 17th January 2022

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