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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

72% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Easy to navigate!

Easy to navigate, clear information and brilliant customer service on the telephone! Reviewed on: 11th March 2025

Very good would definitely do more investments

Very good would definitely do more investments Reviewed on: 11th March 2025

Good solid interest rates and monthly returns.

Good solid interest rates and monthly returns. Been a customer for a few years and look forward to a few years more! Reviewed on: 11th March 2025

2 year product fixed rate

Easy transaction and easy to understand product. Reviewed on: 11th March 2025

Withdrawal information

The only issue I have is that when you make a withdrawal the confirmation says 'Thank you for your payment'!,or somthing like this. I have raised this issue with RCI but nothing came of if. Reviewed on: 11th March 2025

RCI is a top, top, top bank

Always very helpful. A member of staff picks up very quickly. And they all know what they are talking about. Interest rates are usually some of the highest in the UK. For instance last year I took out a fixed 2 year account just as rates were starting to go down. RCI were one of just a few who were holding the rate just as other Banks bailed out. I have been receiving much more interest over the last 6 months with a rate much higher than the average. A Brilliant Bank Reviewed on: 11th March 2025

Easy log in. God interest rates

Easy log in. Currently good interest rates with a slightly higher loyalty rate for refixing at maturity Reviewed on: 11th March 2025

Over looked

I have had no problems what so ever and we forget or over look the good service at times. Reviewed on: 11th March 2025

No issues what so ever great experience

No issues what so ever great banking experience Reviewed on: 11th March 2025

Safe, easy to access and good interest rates.

Safe, easy to access and good interest rates. Reviewed on: 11th March 2025

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