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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Excellent in every respect.

Very competitive interest rates. User friendly website and excellent customer service on the telephone when I had a query. Have recommended to my daughter who has a sum to invest in fixed rate bond. Reviewed on: 11th March 2025

RCI BONDS

I have invested for several years in RCI bonds, good interest rates at the time, I hope the same will be true when my investment matures Reviewed on: 11th March 2025

Good website.

Good website.Easy to deal with online and transfer money to my current account quickly Reviewed on: 11th March 2025

Good rates and customer service response.

I chose to reinvest at the end of a fixed the deal because they offered a good rate of interest, and because they responded well on the one occasion I contacted customer service. Reviewed on: 11th March 2025

Couldn't wish for better service!

Couldn't wish for better service! Reviewed on: 11th March 2025

I have had excellent service from RCI Bank.

I have had excellent service from RCI Bank. Their rates are always competitive and they offer a good, uncomplicated service. Reviewed on: 11th March 2025

Excellent customer service.

Excellent customer service. Easy to follow set up and administration of the account. Not inundated with emails, just clear and concise information sharing. Reviewed on: 11th March 2025

Good fixed rates saving interest rate

Good fixed rates saving interest rate Reviewed on: 11th March 2025

Most user friendly savings!

Easy access, great rates of interest, easy to sign up. Most user friendly app around yet still very secure. Reviewed on: 11th March 2025

RCI online clarity banking

Informative via app on all banking issues, rates, savings etc. My account is always available to me 24/7. Reviewed on: 11th March 2025

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