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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

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RCI Bank Fixed term savings account reviews (3962)

Easy online access

5
Easy online access and best savings rates around at time. Reviewed on: 11th March 2025

I wouldn't put my savings anywhere else...

5
I have been an RCI customer for more than six years, during which time I have never had cause for complaint. Its range of savings accounts is excellent and customer service is second to none. I am confident my money is safe with RCI and I know I can rely on getting great returns thanks to its more than competitive interest rates. Reviewed on: 11th March 2025

Haven’t hard any problems.

5
Haven’t hard any problems. Got exactly what I wanted Reviewed on: 11th March 2025

RCI makes it easy

5
Easy to set up and easy app to navigate Reviewed on: 11th March 2025

Efficient and reliable.

5
Competetive rate and an easy to use on line account setting up service made my experience easy and i would happily reccomend the bank. It also has a good reputation and is nor an unknown quantity having been in existence for many years. Reviewed on: 11th March 2025

Very well organised and efficient - a pleasure!

5
Very well organised with simple procedures - everything is super easy to navigate with clear informaiton. Reviewed on: 11th March 2025

Very good rate for a fixed term.

5
Very good rate for a fixed term. Easy to navigate website. Secure access Reviewed on: 11th March 2025

A very good Bank

5
have a great experience with RCI Bank both with the app on my phone and the customer service Reviewed on: 11th March 2025

Very easy to deal with

5
Very easy to deal with and communications are straightforward. User interface is intuitive and well designed Reviewed on: 11th March 2025

Best investment bank ever!

5
So easy to invest - then sit back and watch your money grow! Excellent service too, no hassle and no worries. Would certainly recommend this bank to family and friends in future. Reviewed on: 11th March 2025

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