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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

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RCI Bank Fixed term savings account reviews (3962)

Easy to call, no waiting time !

5
Easy to call, no waiting time ! Excellent customer service Reviewed on: 11th March 2025

Give good rates of interest.

5
Give good rates of interest. We will keep our money there until we need it. Reviewed on: 11th March 2025

Up to date service

5
Helpful patient and friendly service Excellent rate of interest . Regular updates and contact via email . Happy to continue as a saver with RCI Reviewed on: 11th March 2025

Happy customer.

5
I get a really good nterest rate. Easy access to my account on-line. It works for me. Reviewed on: 11th March 2025

Ease of setting up account great interest rate safe...

5
Ease of setting up account great interest rate safe company invest in Reviewed on: 11th March 2025

I find the online service to be very user friendly,...

5
I find the online service to be very user friendly, occasionally when I've had to call customer service it has been quick and helpful. Their interest rates are consistent at the top end. Reviewed on: 11th March 2025

Easy access.

5
Easy access to information and account funding. Reviewed on: 11th March 2025

Easy to deposit and withdraw funds

5
Easy to deposit and withdraw funds Reviewed on: 11th March 2025

The service from RCI Bank is absolutely excellent.

5
The service from RCI Bank is absolutely excellent. There is nothing that needs any improvement. The website is easy to use and is full of appropriate information. Policy renewal is simple and you are kept well informed of progress. Reviewed on: 11th March 2025

Easy to set up and no problems viewing or accessing...

5
Easy to set up and no problems viewing or accessing your money. Also a very competitive interest rate Reviewed on: 11th March 2025

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