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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3554 reviews)

View other RCI Bank products

4.89

Based on 3,554 reviews, last reviewed 26th Mar 2026

100200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

Wonderful opportunities to save I have looked at RCI and what they offer and, although we have an account with RCI we haven't explored all our options. But what they offer is really ... Read more Reviewed on: 26th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3554)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Perfect

Opening and managing an account with RCI is simple and uncomplicated Reviewed on: 5th February 2022

Really look after us

Preferential rates - when our fixed savings are due to mature - great rates & covered by FCS peace of mind Reviewed on: 3rd February 2022

Excellent interest rates

A Bank that is easy to work with and offers very competitive interest rates. I reccomend it to anyone Reviewed on: 31st January 2022

Great, no problems

Excellent customer service, no problems using online banking Reviewed on: 30th January 2022

Modern, friendly, easy to use.

Compared with other banks, RCI has an excellent web site which I find is customer friendly. This gives me confidence in the bank and a good place to put my savings. Reviewed on: 29th January 2022

easy peasy

very easy to open up didnt have any problems at all good rates maturity instructions are all done on line. Reviewed on: 28th January 2022

Savings

Easy to open and operate. Easy to access online. Reviewed on: 28th January 2022

Excellent bank

They are great company. And a nice service. Reviewed on: 26th January 2022

Simple, straightforward products.

Simple straightforward range of savings products which are easy to open and operate with competitive interest rates. Had various RCI accounts over time and never had any issues. Reviewed on: 26th January 2022

Excellent

Good interest rate compared to the competition Reviewed on: 24th January 2022

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