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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
60% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

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RCI Bank Fixed term savings account reviews (3962)

Highly recommend RCI Bank

5
Whilst I only have online experience of RCI bank, their systems are easy to use; account set up was efficient & the product is exactly what I wanted. All contact with the bank has been responded to quickly Reviewed on: 11th March 2025

An excellent bank

5
RCI bank have provided excellent service and and a very competitive interest rate. I have found the account easy to use and operate and have had no problems at all Reviewed on: 11th March 2025

You give me the best interest rate of all my bank ac...

5
You give me the best interest rate of all my bank accounts. Reviewed on: 11th March 2025

Hassel free online banking

5
Hassel free online banking - but there to speak with when needed. Reviewed on: 11th March 2025

Excellent

5
Excellent, all businesses that deal with the public can learn a lesson from RCI. Reviewed on: 11th March 2025

Helpful banking for the elderly

5
I do most of my banking on line but when I have had to contact them for help, my problem has always been sorted out in a friendly and efficient manner. As an elderly person they took their time to explain in a simple and understandable way. I have no problem in contacting them as I know they will do their best to sort out any problem. Reviewed on: 11th March 2025

Very helpful and friendly service

5
Very helpful and friendly service Reviewed on: 11th March 2025

Great.Brill.

5
Great. Terrific. How much more do you want. From a "2 minute" survey? Reviewed on: 11th March 2025

Great - Does what I need.

5
Good interest rate, easy website to use & navigate Reviewed on: 11th March 2025

Smooth, uneventful, exactly as it should be with exc...

5
Smooth, uneventful, exactly as it should be with excellent communication Reviewed on: 11th March 2025

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