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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Good return on investments for small amounts and lar...

Good return on investments for small amounts and large amounts. Reviewed on: 11th March 2025

Great savings

Over the last five years had various accounts that have all had good interest and easy to control on the internet. Reviewed on: 11th March 2025

Excellent experience from the start.

Excellent experience from the start. Intuitive website, clear instruction and frequent e-mail communication. Reviewed on: 11th March 2025

Excellent customer service

I've had issues logging in and their customer service department have been very patient and helpful. Reviewed on: 11th March 2025

It was good for me.

Smooth account opening process. Clearly laid out website. Clear succinct communications. Reviewed on: 11th March 2025

Consistently offer best rates and best customer service

Fast & efficient service. Available to answer calls and any issues to successful conclusion. Always offer the best rates. All offerings made with complete information and T&Cs transparency Reviewed on: 11th March 2025

A professional and friendly service

A professional and friendly service with competitive interest rates Reviewed on: 11th March 2025

RCI fixed rate bond

I have a 5 year fixed rate bond with RCI bank offers an amazing rate and easy to use app. Also get updates through email which informes of any updates or changes.Definitely be using RCI in the future Reviewed on: 11th March 2025

I an a happy customer

I have saved so RCI for Number of years and have always received excellent returns Reviewed on: 11th March 2025

They keep you informed

This bank keeps you informed of changes, opening and closing times etc. but never becomes a nuisance. They offer a good savings rate on bonds and always pay interest on time. I have no complaints at all. Reviewed on: 11th March 2025

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