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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

69% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Great rates, great bank

Excellent online banking with attractive rates and terms and conditions. Reviewed on: 17th January 2022

Best rate of interest

This was the best rate of interest offered at the time of opening a new account with RCI for a 5 year fixed term. It was quick and easy to make the application and I can view my interest earned online. I also felt my money would be secure which was another factor in choosing RCI. Reviewed on: 17th January 2022

Easy to register and navigate the website

I was new to RCI but found it very easy to register and get a fixed rate bond. The website was easy to navigate and access to my account is straightforward Reviewed on: 17th January 2022

Polite Knowledgeable & Helpful

I had self caused problems logging in to my account and received so much help to get back in when you are a silver surfer its nice to receive help without being talked down to excellent service. Reviewed on: 17th January 2022

Slick online banking and communication; solid products

There's always a worry when you invest with a new provider, but we've been very satisfied with our experience to date with RCI Bank. In particular the online banking portal is very streamlined and slick to use compared to some of their competitors. Reviewed on: 17th January 2022

Quick, easy, set up experience.

I was extremely impressed by the straight forward approach to setting up the account. Competitive rates and good communication. Many thanks. Reviewed on: 17th January 2022

Excellent and efficient

This is the first time I have saved with RCI and assuming they keep their rates reasonable it will not be the last very efficient. Reviewed on: 17th January 2022

RCI

I would recommend RCI bank it’s convenient and easy to use Reviewed on: 17th January 2022

Efficient and good rates.

Have several accounts with RCI and over the years have been extremely happy with them. Reviewed on: 17th January 2022

Good service

For last 10 years good rates for my fixed deposits Reviewed on: 17th January 2022

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