Write a review

Go to business site

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3958 reviews)

View other RCI Bank products

4.89

Based on 3,958 reviews, last reviewed 18th Apr 2026

137800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

User-friendly website. User-friendly website. Good interest rates. Reviewed on: 18th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience.

Write a review

RCI Bank Fixed Term Savings Account reviews (3958)

Slick online banking and communication; solid products

There's always a worry when you invest with a new provider, but we've been very satisfied with our experience to date with RCI Bank. In particular the online banking portal is very streamlined and slick to use compared to some of their competitors. Reviewed on: 17th January 2022

Quick, easy, set up experience.

I was extremely impressed by the straight forward approach to setting up the account. Competitive rates and good communication. Many thanks. Reviewed on: 17th January 2022

Excellent and efficient

This is the first time I have saved with RCI and assuming they keep their rates reasonable it will not be the last very efficient. Reviewed on: 17th January 2022

RCI

I would recommend RCI bank it’s convenient and easy to use Reviewed on: 17th January 2022

Efficient and good rates.

Have several accounts with RCI and over the years have been extremely happy with them. Reviewed on: 17th January 2022

Good service

For last 10 years good rates for my fixed deposits Reviewed on: 17th January 2022

No hassles

Having a savings account with RCI back has been trouble free from the outset. Simple, straightforward, with good rates too. Can’t fault it. Reviewed on: 17th January 2022

Very good

I also have an easy access account which interest has done up Reviewed on: 17th January 2022

How RCI has rated

I am getting fairly good interest. Reviewed on: 17th January 2022

Good clear comms and a decent rate

RCI Bank are very good at communicating with me. They don't overwhelm you with emails; just enough. The rates are good. The website very easy to use. I'm very happy with them Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Hodge Bank 4.48 from 5 reviews
Savings
from Glasgow Credit Union 4.94 from 3846 reviews
Charity Saver
from Triodos Bank 4.88 from 193 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.90 from 11972 reviews
95 Day Notice Account
from RCI Bank 4.88 from 944 reviews
E-Volve Savings Notice Account
from RCI Bank 4.88 from 316 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub