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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,958 reviews, last reviewed 18th Apr 2026
137800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

User-friendly website. User-friendly website. Good interest rates. Reviewed on: 18th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3958)

Competitive rates

5
Found RCI offered competitive rates at the time and setting up the accounts was straightforward. Reviewed on: 17th January 2022

Very happy with RCI Bank

5
Have not had any issues, really happy I opened a savings account with them. Reviewed on: 17th January 2022

Brilliant bank

5
I opened the account online . Very easy . Never had any problems. Reviewed on: 17th January 2022

Good interest rates

5
Easy to open the account online, quick and helpful telephone response to queries and the best interest rate available Reviewed on: 17th January 2022

Very fair deal

4
RCI bank offered to increase rate on savings without having to contact them. Many banks create new products and you have to contact them to change product for better rate Reviewed on: 17th January 2022

Problem free operation

5
RCI functions as you would want, problem free. All information is in the App. Reviewed on: 17th January 2022

Brilliant

5
very efficient and straightforward Reviewed on: 17th January 2022

Straightforward

4
Simple to sign up and to navigate. Respond to questions promptly Reviewed on: 17th January 2022

Great returns

5
Great products with great returns Reviewed on: 17th January 2022

An excellent Bank.

5
Interest rates are market leaders and very rewarding. Very good customer care and relationships. I would recommend this bank to family and friends. I am a long time customer with every intention of remaining so. Look no further than RCI for your savings accounts. Reviewed on: 17th January 2022

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