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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

69% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

No hassles

Having a savings account with RCI back has been trouble free from the outset. Simple, straightforward, with good rates too. Can’t fault it. Reviewed on: 17th January 2022

Very good

I also have an easy access account which interest has done up Reviewed on: 17th January 2022

How RCI has rated

I am getting fairly good interest. Reviewed on: 17th January 2022

Good clear comms and a decent rate

RCI Bank are very good at communicating with me. They don't overwhelm you with emails; just enough. The rates are good. The website very easy to use. I'm very happy with them Reviewed on: 17th January 2022

Competitive rates

Found RCI offered competitive rates at the time and setting up the accounts was straightforward. Reviewed on: 17th January 2022

Very happy with RCI Bank

Have not had any issues, really happy I opened a savings account with them. Reviewed on: 17th January 2022

Brilliant bank

I opened the account online . Very easy . Never had any problems. Reviewed on: 17th January 2022

Good interest rates

Easy to open the account online, quick and helpful telephone response to queries and the best interest rate available Reviewed on: 17th January 2022

Very fair deal

RCI bank offered to increase rate on savings without having to contact them. Many banks create new products and you have to contact them to change product for better rate Reviewed on: 17th January 2022

Problem free operation

RCI functions as you would want, problem free. All information is in the App. Reviewed on: 17th January 2022

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