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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,958 reviews, last reviewed 18th Apr 2026
137800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

User-friendly website. User-friendly website. Good interest rates. Reviewed on: 18th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3958)

Easy set up

5
RCI is easy to set up any type of account online, even my mum could do it! Reviewed on: 17th January 2022

Great service and competive

5
Excellent service and extremely helpful. Competitive Rates In addition to Fixed Rate have a Freedom Account whic is excellent Reviewed on: 17th January 2022

Perfect for saving

5
Easy to set up and easy to access when we needed it. We did our research and this was the best savings account on the market for our needs Reviewed on: 17th January 2022

Great online fixed term savings account

5
Great online fixed term savings account. Simple to use, secure, have had no need to contact support. It just works. Reviewed on: 17th January 2022

As printed on the label

5
I found that the service received was of a high standard and that all matters were dealt with expeditiously and effectively Reviewed on: 17th January 2022

Good secure account and interest

5
Attractive, easy to login to account. Interest shows upfront and easy applications to get to where you want to. Very well setup steps to find the information one requires. Staff on phone are so approachable and extremely helpful. I'm very happy with RCI. Reviewed on: 17th January 2022

Easy to set up and good comunication.

5
The above says it all. No unnecessary mailings, and straightforward to deal with . Reviewed on: 17th January 2022

Simple

5
Quick and easy to set up, great customer service Reviewed on: 17th January 2022

A straight forward savings account.

5
As with previously held RCI accounts, they provide a good product and provide clear communication. The interest rate was the best available. Over all we have no complaints and would certainly consider them for future investment. Reviewed on: 17th January 2022

Very easy to deal with

5
I found it very easy to open my accounts either RCI and they we’re paying very competitive rates. Their customer services are very knowledgable and helpful. 10 out of 10! Reviewed on: 17th January 2022

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