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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3958 reviews)

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4.89

Based on 3,958 reviews, last reviewed 18th Apr 2026

137800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

User-friendly website. User-friendly website. Good interest rates. Reviewed on: 18th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3958)

Higher Saving Rate

RCI bank offers better rates than any High Street banks. Easier to save online, smooth transaction and very effective communication. Reviewed on: 17th January 2022

Customer service

Every time I contacted RCI Bank I was always treated with respect and all questions were answered in a professional manner and also in laymans terms if struggling to understand. A great company that keeps you in the loop!! Reviewed on: 17th January 2022

Happy with both the service and the product

Excellent Service and polite and speedy responses by helpful staff at rci Reviewed on: 17th January 2022

Easy!

The RCI website is excellent and very user-friendly. RCI bank have always been quick to respond helpfully to any queries. Highly recommend. Reviewed on: 17th January 2022

Competitive savings rates

I have three fixed savings accounts with RCI, which pay monthly interest which is very good in today's market. The website is easy to use and simplifies my accounts in one place. I've never had a problem or had to try to contact the bank by phone. A really good place to save money when you can. Reviewed on: 17th January 2022

A competitive fixed rate bond

At the time of opening the account in July 2019 this was one of the more competitive three year bonds available. Reviewed on: 17th January 2022

Fixed Rate Bond

Very pleased with FRB and treated very professionally by RCI Bank Reviewed on: 17th January 2022

Good rates, great app, easy to deal with

I found the whole experience of setting up and managing my new fixed rate account very easy. Having a good app helps enormously. Reviewed on: 17th January 2022

Great Service

Great bank easy moving of money.Safe and secure Reviewed on: 17th January 2022

RCI a good online Bank

Very easy to move money on the freedom account to my current account. They have increased their rates which is nice. Reviewed on: 17th January 2022

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