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RCI Bank: Fixed term savings account reviews

View other RCI Bank products
4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
69% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
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1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Easy to set up and good comunication.

5
The above says it all. No unnecessary mailings, and straightforward to deal with . Reviewed on: 17th January 2022
Warwick Morris's avatar
Warwick Morris

Simple

5
Quick and easy to set up, great customer service Reviewed on: 17th January 2022
Alan Davies's avatar
Alan Davies

A straight forward savings account.

5
As with previously held RCI accounts, they provide a good product and provide clear communication. The interest rate was the best available. Over all we have no complaints and would certainly consider them for future investment. Reviewed on: 17th January 2022
Robert Knight's avatar
Robert Knight

Very easy to deal with

5
I found it very easy to open my accounts either RCI and they we’re paying very competitive rates. Their customer services are very knowledgable and helpful. 10 out of 10! Reviewed on: 17th January 2022
Gerri's avatar
Gerri

Higher Saving Rate

5
RCI bank offers better rates than any High Street banks. Easier to save online, smooth transaction and very effective communication. Reviewed on: 17th January 2022
Najma Machhar 's avatar
Najma Machhar

Customer service

5
Every time I contacted RCI Bank I was always treated with respect and all questions were answered in a professional manner and also in laymans terms if struggling to understand. A great company that keeps you in the loop!! Reviewed on: 17th January 2022
Steve Chambers 's avatar
Steve Chambers

Happy with both the service and the product

5
Excellent Service and polite and speedy responses by helpful staff at rci Reviewed on: 17th January 2022
C.B.Cheslett's avatar
C.B.Cheslett

Easy!

5
The RCI website is excellent and very user-friendly. RCI bank have always been quick to respond helpfully to any queries. Highly recommend. Reviewed on: 17th January 2022
Amanda Gibson 's avatar
Amanda Gibson

Competitive savings rates

5
I have three fixed savings accounts with RCI, which pay monthly interest which is very good in today's market. The website is easy to use and simplifies my accounts in one place. I've never had a problem or had to try to contact the bank by phone. A really good place to save money when you can. Reviewed on: 17th January 2022
Christine Goddard's avatar
Christine Goddard

A competitive fixed rate bond

4
At the time of opening the account in July 2019 this was one of the more competitive three year bonds available. Reviewed on: 17th January 2022
Douglas Battersby's avatar
Douglas Battersby

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