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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
69% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Fixed Rate Bond

5
Very pleased with FRB and treated very professionally by RCI Bank Reviewed on: 17th January 2022

Good rates, great app, easy to deal with

5
I found the whole experience of setting up and managing my new fixed rate account very easy. Having a good app helps enormously. Reviewed on: 17th January 2022

Great Service

5
Great bank easy moving of money.Safe and secure Reviewed on: 17th January 2022

RCI a good online Bank

5
Very easy to move money on the freedom account to my current account. They have increased their rates which is nice. Reviewed on: 17th January 2022

Great company, great rates

5
Been with RCI for many years. Savings rates excellent, easy to do business with. Reviewed on: 17th January 2022

Unlimited Satisfaction

5
Communications and updates during and after application of this product was first class and gives every confidence for future investments Reviewed on: 17th January 2022

Good interest rate

5
Good interest rate and easy online banking. Reviewed on: 17th January 2022

Easy to set up

5
Easy to set up online fixed savings account. Good interest rates and accessable online is simple. Reviewed on: 17th January 2022

straightforward terms and easy to set up

5
always find RCI communications very clear and their savings rates generally good Reviewed on: 17th January 2022

RCI Review

5
A really good website one of the best. Reviewed on: 17th January 2022

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