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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.90
Based on 3,913 reviews, last reviewed 15th Apr 2026
133700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
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8%
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Latest highest rating:

5

Easy to set up account. Easy to set up account. Good interest rates. Easy to take money in and out Reviewed on: 15th April 2026
Rhauni H's avatar
Rhauni H

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3913)

Easy to use

5
It is never fraught when contacting these people, no long wait to speak to someone and they are always friendly and efficient. Reviewed on: 17th January 2022
daveandbernice@hotmail.com's avatar
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RCI Bank Review

5
RCI Bank fixed term was so easy to setup and the online banking gave as much information as we really needed. We have full confidence and hopefully will remain with them for more years Reviewed on: 17th January 2022
Norrie Ralston 's avatar
Norrie Ralston

Excellent

5
Consistently offers good interest rates Reviewed on: 17th January 2022
Andrew's avatar
Andrew

Simple fixed interest savings account

4
The account was easy to set up, and pays monthly interest to my current account. At the time, the interest rate was competitive. Reviewed on: 17th January 2022
Michelle Howes's avatar
Michelle Howes

Fixed Terms Savings Account

5
Seamless experience and very competitive rates as well. Reviewed on: 17th January 2022
Kenny McCubbin's avatar
Kenny McCubbin

Clearly defined types of accounts

5
I have opened two fixed term accounts and couldn’t be more happy with the terms on offer. All steps of opening the accounts have been acknowledged and sent via a hard copy. When l did run into a problem ( which was a user error) the operatives couldn’t have been more helpful and understanding. Reviewed on: 17th January 2022
Kathalain Harper's avatar
Kathalain Harper

Good interest rates and good to deal with

5
I have had a number of fixed rate accounts with RCI Bank and have been very happy with the service and interest rates Reviewed on: 17th January 2022
Anne M's avatar
Anne M

Efficient online savings account

4
Easy to interact and impressed that there was a recent increase to the savings account unlike the big high street banks! Reviewed on: 17th January 2022
Carol Boucher's avatar
Carol Boucher

Excellent bank.

5
Good, friendly service with a clear and easy-to-use website. Reviewed on: 17th January 2022
John MacColl's avatar
John MacColl

friendly and efficient

5
Have had money with them for several months. I chose them because of competitive rates and reputation. I have made many transactions and all have been handled without fuss Reviewed on: 17th January 2022
mike chapman's avatar
mike chapman

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