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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

69% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Realistic rates of interest.

I find it easy to manage on line and very friendly staff if I need to speak to anyone about my account. Reviewed on: 17th January 2022

Superb service

Excellent reliable and fair service Reviewed on: 17th January 2022

testimonial

They deliver what they promise, efficiently and professionally. Reviewed on: 17th January 2022

Great bank

Very easy to set up - the team answered all my questions and gave me the reassurances I needed about security. Reviewed on: 17th January 2022

Far to soon to make any comments one way or another.

See above. I have nothing else to say Reviewed on: 17th January 2022

great service

very satisfied with the bank and the quick service Reviewed on: 17th January 2022

Always competitive

Excellent communication, good standards on wesite Reviewed on: 17th January 2022

Excellent Savings account

Excellent Savings account and the bank is first rate to deal with Reviewed on: 17th January 2022

Good customer service and interest rates

RCI have good customer service and has better interest rates on the fixed accounts, than most other banks Reviewed on: 17th January 2022

Fantastic!

I took out a fixed term savings account with RCI two years ago. I did it because the rate was very good and the reviews were excellent. I have not been disappointed. From the opening process to accessing the account online to the renewal process it’s been an excellent experience. Every point of contact (online and personal) has made the experience painless, unlike other accounts I have had for the same period. I have just reinvested all the money with RCI based on the great experience I’ve had over the last two years Reviewed on: 17th January 2022

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