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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

69% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Professional & human bank

I had several investments not due to mature and we had a financial crisis & RCI were very understanding and allowed us to withdraw all our funds immediately with consequences. They are a listening bank & now we have reinvested with RCI. Reviewed on: 17th January 2022

No Hassel good interest rates

Website and account very easy to use. Reviewed on: 17th January 2022

Customer awareness

RCI are always proactive in keeping their investors aware of current situations and appear to be in tune with what customers need to know. Reviewed on: 17th January 2022

Easy to Use

I have found the online platform offered by RCI very easy to use. Reviewed on: 17th January 2022

Good bank with a personal touch

RCI bank understands the needs of ordinary people and try to add a personal touch to their customers Reviewed on: 17th January 2022

Competitive interest rates

No problem at all dealing with this bank. Competitive interest rates. No problems incurred Reviewed on: 17th January 2022

Great Service

RCI are great with a good return on investment. Reviewed on: 17th January 2022

Better experience than with other banks

Friendly bank with good comms and interest rate. Reviewed on: 17th January 2022

Best bank we have had

I have had the best service form tis bank over and above anything I would expect, the staff are incredibly kind and always ensure they listen to my concerns and advise so many tnings I had never thought of. They helped me when a had problems with a payment to what was a rogue trader. I am forever grateful Reviewed on: 17th January 2022

Good service

Enables me to easily service my account(s) on-line, and always quick to respond if I have a query. Reviewed on: 17th January 2022

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