Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,958 reviews, last reviewed 18th Apr 2026
137800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

User-friendly website. User-friendly website. Good interest rates. Reviewed on: 18th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3958)

Satisfied customer

4
Very happy with service and easy access to banking via online banking Reviewed on: 17th January 2022

Good bank for yoursavings

5
Got a good rate on my 2 year bond which was good when market rates were going down Reviewed on: 17th January 2022

Saver bank of the year

5
Simple , no-nonsense bank and good saving rates . Reviewed on: 17th January 2022

Excellent bank

5
Really easy to use website and decent rate of interest. Would highly recommend. Reviewed on: 17th January 2022

Best fixed term rates.

5
I get the best fix term rates with RCI and I find them very professional and courteous in my dealings with them. Reviewed on: 17th January 2022

High interest ,reliable execution

5
Just before interest rates hiked,i managed to park some money with RCI's fixed rate saver. Interest,tracking,withdrawals all proceeded as expected. Reviewed on: 17th January 2022

Great rate

5
Offer great rates and an easy to use website for managing your investment Reviewed on: 17th January 2022

Great company to deal with

5
Great app and website, very easy to navigate and move money in and out. Interest rates competitive and adjusted regularly in line with the base rate. Reviewed on: 17th January 2022

My fixed savings account

5
Does exactly what it says on the tin. Gives me a fixed interest rate for a fixed amount of time. Reviewed on: 17th January 2022

Very pleased with RCI Bank

5
Very good always keep you informed app not to complicated Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11971 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products