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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

69% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

GREAT RETURN

Great product and good interest rate Reviewed on: 17th January 2022

Good rates and no problems

Has competitive rates and administration goes smoothly. Reviewed on: 17th January 2022

Efficient service and good market rate

Easy and efficient, intuitive website. Easiest account to open. Reviewed on: 17th January 2022

Very good service

Really happy with the way the company provides their customer service. Communication and clarity of offering is great Reviewed on: 17th January 2022

Very pleased with my purchase

Good company to deal with. Straight forward process to open an account. Reviewed on: 17th January 2022

Polite and helpful

Had numerous fixed rate deals with RCI........ all very good rates and customer services very helpful Reviewed on: 17th January 2022

Faultless

Been with RCI for nearly three years, nothing not to like. Easy to navigate website, easy to contact by phone and they have never missed an interest payment. If only all banks were like RCI...... Reviewed on: 17th January 2022

Professional service

This bank provides a professional service and are easy to contact Reviewed on: 17th January 2022

Excellent product

Fixed rate account was easy to take out, easy to use and has remained faultless (so far) for over 18 months. Reviewed on: 17th January 2022

Very good online system and good fixed term savings.

During my research for a good fixed term savings RCI came up top in terms of interest rate offered. This more than met my objectives for short term savings and would not hesitate recommending friends and Family. Reviewed on: 17th January 2022

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