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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
69% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Great rate

5
Offer great rates and an easy to use website for managing your investment Reviewed on: 17th January 2022

Great company to deal with

5
Great app and website, very easy to navigate and move money in and out. Interest rates competitive and adjusted regularly in line with the base rate. Reviewed on: 17th January 2022

My fixed savings account

5
Does exactly what it says on the tin. Gives me a fixed interest rate for a fixed amount of time. Reviewed on: 17th January 2022

Very pleased with RCI Bank

5
Very good always keep you informed app not to complicated Reviewed on: 17th January 2022

Interest rates

5
Competitive interest rates,easy to apply and very quick to set up. Have used RCI bank several times for different accounts. Reviewed on: 17th January 2022

GOOD BANK TO SAVE

5
The fixed term savings account I chose was easy to understand. The application process straight forward with competitive interest rates. Reviewed on: 17th January 2022

Easy set up

5
RCI prove to have one of most user friendly websites along with good products. Reviewed on: 17th January 2022

Easy, well constructed site, friendly people on the telephone

4
Needed to check one or two things - staff very helpful Reviewed on: 17th January 2022

Good responsive company

5
RCI is an Excellent customer service Reviewed on: 17th January 2022

Easy and secure

5
I decided to invest a lump sum in RCI and have been really impressed with the ease and the service. The website and app are very straight forward and my interest has been good to date. Would definitely recommend. Reviewed on: 17th January 2022

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