Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,958 reviews, last reviewed 18th Apr 2026
137800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

User-friendly website. User-friendly website. Good interest rates. Reviewed on: 18th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3958)

Interest rates

5
Competitive interest rates,easy to apply and very quick to set up. Have used RCI bank several times for different accounts. Reviewed on: 17th January 2022

GOOD BANK TO SAVE

5
The fixed term savings account I chose was easy to understand. The application process straight forward with competitive interest rates. Reviewed on: 17th January 2022

Easy set up

5
RCI prove to have one of most user friendly websites along with good products. Reviewed on: 17th January 2022

Easy, well constructed site, friendly people on the telephone

4
Needed to check one or two things - staff very helpful Reviewed on: 17th January 2022

Good responsive company

5
RCI is an Excellent customer service Reviewed on: 17th January 2022

Easy and secure

5
I decided to invest a lump sum in RCI and have been really impressed with the ease and the service. The website and app are very straight forward and my interest has been good to date. Would definitely recommend. Reviewed on: 17th January 2022

GREAT RETURN

5
Great product and good interest rate Reviewed on: 17th January 2022

Good rates and no problems

5
Has competitive rates and administration goes smoothly. Reviewed on: 17th January 2022

Efficient service and good market rate

5
Easy and efficient, intuitive website. Easiest account to open. Reviewed on: 17th January 2022

Very good service

5
Really happy with the way the company provides their customer service. Communication and clarity of offering is great Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11971 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products