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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.87
Based on 2,481 reviews, last reviewed 13th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025
LD's avatar
LD

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
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John G
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2481)

Good rates and excellent customer service.

5
RCI rates are relatively good compared with other providers. They also have excellent customer services. A fast response time coupled with a polite and knowledgeable staff. Reviewed on: 9th April 2025
Nigel 's avatar
Nigel

Really simple, hassle free platform.

5
Really simple, hassle free platform. Great rates. Reviewed on: 9th April 2025
Mark I's avatar
Mark I

Great communication with very competitive interest r...

5
Great communication with very competitive interest rates. Wide selection of accounts. Reviewed on: 9th April 2025
Elaine d's avatar
Elaine d

Good on-line security and efficient communication

5
On-line security is good and logging on is an efficient and careful process. Communication regarding the state of account and changes in interest rate re communicated clearly and in a timely manner. Rates are favourably pitched to help saving. Reviewed on: 9th April 2025
Richard H's avatar
Richard H

Clear and Simple

5
It is easy to find what accounts are available on the RCI website and their savings rates are always competitive. I moved money from another account to invest in the Fixed Term Savings Account and the process was very straightforward. The only reason I didn't give them a top rating for "would you recommend to a friend?" is that I am not the sort of person to make financial recommendations to my friends! Reviewed on: 9th April 2025
Catherine B's avatar
Catherine B

Great investment, easy online banking.

5
Great investment, easy online banking. Reviewed on: 9th April 2025
Peter B's avatar
Peter B

So easy to open my account online.

5
So easy to open my account online. Very good interest rate. Reviewed on: 9th April 2025
Carol Hodcroft 's avatar
Carol Hodcroft

No problem Banking good interest rates

5
No problem Banking good interest rates Reviewed on: 9th April 2025
Ian S's avatar
Ian S

Great rates. User friendly

5
Have been with RCI for years now. Always easy transfer. Good communication and competitive rates Reviewed on: 9th April 2025
Denise R's avatar
Denise R

I use the rci app, it is so clear and easy to naviga...

5
I use the rci app, it is so clear and easy to navigate plus rates are very competative , ive never had any problems with any of my investments Reviewed on: 9th April 2025
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Gary l

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