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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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90%
See only 4 star reviews
9%
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0%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Always helpful and excellent products.

5
Always helpful and excellent products. Easy to open and clear information online. Reviewed on: 13th April 2025

Best savings account

5
Best savings account to be found in the current year. Reviewed on: 12th April 2025

Account experience.

5
Easy to set up account. Good communication. Clear and concise info. Competitive rates. Helpfull updates to terms and conditions. Reviewed on: 12th April 2025

Winner,Very good interest rate, easy online banking

5
Very good interest rate, easy online banking Reviewed on: 12th April 2025

Don't need to contact them much so have little contact.

4
Don't need to contact them much so have little contact. Reviewed on: 12th April 2025

Good interest rates, easy to use website and good cu...

5
Good interest rates, easy to use website and good customer service. Reviewed on: 12th April 2025

Good experience with RCi

5
My experience with RCi couldn't be better. The clear and user-friendly web site has meant that I have a clear idea of how my investment is doing - thank you. Reviewed on: 12th April 2025

Easy, secure online saving

4
No experience with customer service so unable to comment. Interest rates are not as favourable as they were. Reviewed on: 12th April 2025

25 years with RCI

5
I have been with RCI for over 25 years using their Fixed Savings Bonds.. Various terms to suit my future cash flow, home holidays car. The interest rates have been always up with the best at the end of the term - I Just transfer to a new term. No problem and no worry. Reviewed on: 12th April 2025

Easy to open, easy to deposit and remove money all w...

5
Easy to open, easy to deposit and remove money all with good rates Reviewed on: 12th April 2025

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