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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Exemplary

Account was easy to set up - my only initial query was quickly answered by the excellent Online Staff, completely to my satisfaction. Interest paid promptly each year - exactly what I wanted & needed. Reviewed on: 13th March 2026

Good fixed rate account and easy to deal with.

Good fixed rate account and easy to deal with. Reviewed on: 13th March 2026

Fixed rate savings simple & uncomplicated

Was simple to do. Product fully described and security questions straight forward. Reviewed on: 13th March 2026

Easy access & easy account opening.

Easy access & easy account opening. Reviewed on: 13th March 2026

Nice one RCI

As always going on line with RCI is quite a good experience, easy to navigate, straight forward process, even I can do it. Maybe the interest on savings could improve a little. Nice one RCI. Well done. Reviewed on: 13th March 2026

Competitive

Have been with RCI for a few years now and they have always remained competitive Reviewed on: 13th March 2026

Best in class

Very competitive interest rates, intuitive website, good email communications. Reviewed on: 13th March 2026

I feel safe with RCI Bank

I feel safe with RCI , I have had accounts with them for many years. I find their interest rates are good and their website easy to use. I have always felt able to ask questions without feeling stupid. This is good for someone in their 80s and not very computer savvy. Reviewed on: 13th March 2026

Happy with RCI Bank.

Happy with RCI Bank. I would invest more if RCI had an ISA option. Reviewed on: 13th March 2026

Third year with RCI always good product choice and a...

Third year with RCI always good product choice and app very straightforward. Good customer experience with emails. Reviewed on: 13th March 2026

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