Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3961)

Good fixed rate account and easy to deal with.

5
Good fixed rate account and easy to deal with. Reviewed on: 13th March 2026

Fixed rate savings simple & uncomplicated

5
Was simple to do. Product fully described and security questions straight forward. Reviewed on: 13th March 2026

Easy access & easy account opening.

5
Easy access & easy account opening. Reviewed on: 13th March 2026

Nice one RCI

5
As always going on line with RCI is quite a good experience, easy to navigate, straight forward process, even I can do it. Maybe the interest on savings could improve a little. Nice one RCI. Well done. Reviewed on: 13th March 2026

Competitive

5
Have been with RCI for a few years now and they have always remained competitive Reviewed on: 13th March 2026

Best in class

5
Very competitive interest rates, intuitive website, good email communications. Reviewed on: 13th March 2026

I feel safe with RCI Bank

5
I feel safe with RCI , I have had accounts with them for many years. I find their interest rates are good and their website easy to use. I have always felt able to ask questions without feeling stupid. This is good for someone in their 80s and not very computer savvy. Reviewed on: 13th March 2026

Happy with RCI Bank.

4
Happy with RCI Bank. I would invest more if RCI had an ISA option. Reviewed on: 13th March 2026

Third year with RCI always good product choice and a...

5
Third year with RCI always good product choice and app very straightforward. Good customer experience with emails. Reviewed on: 13th March 2026

Quick, simple, easy to use website.

5
Quick, simple, easy to use website. Reviewed on: 13th March 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11981 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products