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RCI Bank: Fixed Term Savings Account reviews

4.87
Based on 2,481 reviews, last reviewed 13th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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10%
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2%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025
LD's avatar
LD

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2481)

no account issues & clear account information.

5
I have never had any issues with my accounts. Account information is very clearly presented on the website Reviewed on: 9th April 2025

Bank offers a very competitive interest rate.

5
Bank offers a very competitive interest rate for its fixed period cash investments. Website is easy to access but has strong level of security. Statements could be more detailed showing all transactions from initial investment date. Reviewed on: 9th April 2025

Easy to do business with

5
speedy, simple, no fuss and good communication as well as great interest rate Reviewed on: 9th April 2025

Very easy to do interact with RCI bank.

5
Very easy to do interact with RCI bank. Reviewed on: 9th April 2025

Good rates, reasonable service.

4
Good rates, reasonable service. Post 1pm payments could be quicker. App is ok but creating different payees to the same bank is problematic as it renames the accounts to the same name Reviewed on: 9th April 2025

In all my dealings with RCI Bank, I have been pleased.

5
In all my dealings with RCI Bank, I have been treated with honesty and respect. Reviewed on: 9th April 2025

Safe and reliable

5
RCI have always been reliable and felt safe to bank with them Reviewed on: 9th April 2025

User Friendly

5
Easy to set up online investment account and good communication if requested help. Reviewed on: 9th April 2025

First Class Service and Products

5
customer service advisers are always polite, friendly and deals with any queries professionally and efficiently. Reviewed on: 9th April 2025

Excellent customer service.

5
Excellent customer service and keep me informed of any updates or changes of interest on my account. Treat existing customers the same as new ones. Reviewed on: 9th April 2025

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