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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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8%
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0%
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1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

Easy to open account and easy to manage online.

5
Easy to open account and easy to manage online. Reviewed on: 13th March 2026

Faultless, everything happens as it should, service...

5
Faultless, everything happens as it should, service is second to none. Reviewed on: 13th March 2026

Savings account as advertised .

4
Savings account as advertised . Nothing more, nothing less. Reviewed on: 13th March 2026

Always easy for older folk to bank online and get go...

5
Always easy for older folk to bank online and get good interest with no penalties Reviewed on: 13th March 2026

RCI top bank!!

5
Easy to use App, and decent interest rates! Reviewed on: 13th March 2026

A good Bank worth considering

4
Locked myself a few years ago into a poor five year rate when interest rates were v low. My fault as my choice! Anyway upon maturity I chose a very good three year rate so all’s well that ends well Reviewed on: 13th March 2026

Online experience was trouble free and easy to follo...

5
Online experience was trouble free and easy to follow and the interest rates were good Reviewed on: 13th March 2026

Great interest rate and easy to use app

5
Great interest rate and easy to use app Reviewed on: 13th March 2026

Good honest upfront products without the confusing j...

5
Good honest upfront products without the confusing jargon. One to trust. Reviewed on: 13th March 2026

Exemplary

5
Account was easy to set up - my only initial query was quickly answered by the excellent Online Staff, completely to my satisfaction. Interest paid promptly each year - exactly what I wanted & needed. Reviewed on: 13th March 2026

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