Write a review

Newsletter

Go to business site

RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

View other RCI Bank products

4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

Help others make smarter decisions by sharing your own experience.

Write a review

RCI Bank Fixed term savings account reviews (3962)

Best rates

Best savings rate available, easy to set up. Good communications. Reviewed on: 13th March 2026

Good rates

Good communication. Easy app to use.Very competitive rates of interest Reviewed on: 13th March 2026

Can’t fault them!

Since being with the bank, they have consistently been excellent and always responsive to queries. Can’t fault them! Reviewed on: 13th March 2026

App is very easy to use.

App is very easy to use. Competitive rates and flexible with interest payments. Reviewed on: 13th March 2026

Absolutely no complaints

Absolutely no complaints - always been smooth running and clear communication. Reviewed on: 13th March 2026

Staff are kind and efficient.

Staff are kind and efficient. A North East voice makes a bigger difference always kind and accommodating. Reviewed on: 13th March 2026

uncomplicated, informative and efficient.

uncomplicated, informative and efficient. we have been impressed with our savings account and the interest payment is made promptly on the annual maturity date. Reviewed on: 13th March 2026

Quick and easy to set up my account great communicat...

Quick and easy to set up my account great communications and updates. Account app easy to navigate Reviewed on: 13th March 2026

Safe and secure

Great product, great interest rate, excellent communication, highly positive experience. Can't fault RCI but would recommend 100%. Reviewed on: 13th March 2026

Good value products and accessible website

Good value products and accessible website Reviewed on: 13th March 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Plane Saver Credit Union 4.79 from 2285 reviews
Notice Deposit
from iFAST Global Bank 4.35 from 13 reviews
Online Bonus Saver
from HSBC 4.39 from 15 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.84 from 11989 reviews
95 day notice account
from RCI Bank 4.80 from 944 reviews
E-Volve savings notice account
from RCI Bank 4.78 from 316 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub