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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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8%
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0%
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0%
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1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

Good rates

5
Good communication. Easy app to use.Very competitive rates of interest Reviewed on: 13th March 2026

Can’t fault them!

5
Since being with the bank, they have consistently been excellent and always responsive to queries. Can’t fault them! Reviewed on: 13th March 2026

App is very easy to use.

5
App is very easy to use. Competitive rates and flexible with interest payments. Reviewed on: 13th March 2026

Absolutely no complaints

4
Absolutely no complaints - always been smooth running and clear communication. Reviewed on: 13th March 2026

Staff are kind and efficient.

5
Staff are kind and efficient. A North East voice makes a bigger difference always kind and accommodating. Reviewed on: 13th March 2026

uncomplicated, informative and efficient.

5
uncomplicated, informative and efficient. we have been impressed with our savings account and the interest payment is made promptly on the annual maturity date. Reviewed on: 13th March 2026

Quick and easy to set up my account great communicat...

5
Quick and easy to set up my account great communications and updates. Account app easy to navigate Reviewed on: 13th March 2026

Safe and secure

5
Great product, great interest rate, excellent communication, highly positive experience. Can't fault RCI but would recommend 100%. Reviewed on: 13th March 2026

Good value products and accessible website

5
Good value products and accessible website Reviewed on: 13th March 2026

Great rates, easy withdrawals, no hassle.

5
Great rates, easy withdrawals, no hassle. Reviewed on: 13th March 2026

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