Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3961)

It was straight forward for me to open my investment...

5
It was straight forward for me to open my investment with RCI .the process only took a few minutes, my monthly return is paid to me on time. Reviewed on: 12th March 2026

Easy to manage, competitive rates and a trusted name

5
Easy to manage, competitive rates and a trusted name Reviewed on: 12th March 2026

Excellent service, providing all the right informati...

5
Excellent service, providing all the right information when requested. No complaints at all. Reviewed on: 12th March 2026

Not a lot to say as everything is that easy, no prob...

5
Not a lot to say as everything is that easy, no problems whatsoever Reviewed on: 12th March 2026

RCI customer services have been extremely helpful wh...

5
RCI customer services have been extremely helpful when I have been in the process of opening a fixed term savings account for an elderly friend for whom I have a Lasting Power of Attorney Reviewed on: 12th March 2026

Great rates.

5
Great rates... easy to set up and easy to use. Reviewed on: 12th March 2026

A very simple way to manage my money.

5
A very simple way to manage my money. Excellent experience, helpful staff and easy to navigate website. Reviewed on: 12th March 2026

Easy to re-invest when a previus accunt matured.

5
Easy to re-invest when a previus accunt matured. Great interest rate at the time. Reviewed on: 12th March 2026

Easy to navigate.

5
Easy to navigate. Get on with a good service - without being in your face Reviewed on: 12th March 2026

easy to deal with and secure.

4
easy to deal with and secure. the App is very easy to use Reviewed on: 12th March 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11981 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products