Paid advertisement
Smart Money People Logo
Newsletter

RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed term savings account reviews (3962)

Super easy and transparent with the communication

5
Super easy and transparent with the communication Reviewed on: 12th March 2026

Simplicity

5
Easy to invest, quick and efficient Reviewed on: 12th March 2026

Easy to open account & good rate of interest

5
Easy to open account & good rate of interest Reviewed on: 12th March 2026

My experience using RCI for our Fixed Term Savings a...

5
My experience using RCI for our Fixed Term Savings account has always been positive. The process to set up the account was straightforward and very easy. Communication with the bank is easy and we received a quick and most helpful response when we experienced a problem (due to our own mistake). Reviewed on: 12th March 2026

Easy to set up and access all on line and competitiv...

5
Easy to set up and access all on line and competitive rates Reviewed on: 12th March 2026

I have always founf RCI has the best interest rates...

5
I have always founf RCI has the best interest rates for me Reviewed on: 12th March 2026

Brilliant service

5
I set my fixed term savings account up around 3 years ago, I’ve reinvested recently because I’m extremely happy with the service I receive, and I can’t see any reason why I wouldn’t again Reviewed on: 12th March 2026

Easy way to Internet bank

5
The site is easy to navigate, and the support staff are knowledgeable and friendly and understanding if you need help. Reviewed on: 12th March 2026

Good investment rates .

5
Good investment rates . Easily to access website and account Reviewed on: 12th March 2026

Had no problem with the account.

5
Had no problem with the account. Reviewed on: 12th March 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.84 from 11989 reviews
    RCI Bank
  • 95 day notice account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve savings notice account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products