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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Good service, good products and rates

5
Good service, good products and rates Reviewed on: 10th April 2025

Great rates for existing customers

5
Great rates for existing customers Reviewed on: 10th April 2025

If you have questions about RCI then just ask.

5
Rci staff are friendly and well informed about the products available. I am glad to have renewed my fixed term bond with RCI Reviewed on: 10th April 2025

Easily accessible, excellent support and advice and...

5
Easily accessible, excellent support and advice and simple to use app Reviewed on: 10th April 2025

A cut above, by anyone’s standards!

5
Not only is RCI Bank offering competitive products and delivering excellent customer service, it feels like RCI really does have a robust understanding of customers and sees us as individuals. RCI took great care and went to great lengths to make sure I felt like a priority and to make sure I did not feel disadvantaged in any way. A cut above, by anyone’s standards! Reviewed on: 10th April 2025

always easy to deal with.

5
always easy to deal with. have used on several occasions. Reviewed on: 10th April 2025

A good reliable bank with good returns on your savings

5
I have been with RCI bank for a number of years now. Very good rates & if you need any help or advice there is always someone to answer your calls. Which is very rare theses days. Reviewed on: 10th April 2025

Helpful and efficient staff.

5
Helpful and efficient staff. Competitive rates and easy to operate. Reviewed on: 10th April 2025

Excellent Customer Service

5
A few challenges when setting up account however these were resolved by the exceptional Customer Service team. Great communication made the experience positive. Would highly recommend. Reviewed on: 10th April 2025

Ease of use

5
Very easy to navigate and use the available web site options. Reviewed on: 10th April 2025

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