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RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

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RCI Bank Fixed term savings account reviews (3962)

Brilliant bank just the best simply that.

5
Brilliant bank just the best simply that. Reviewed on: 12th March 2026

RCI bank offers me a great service for my requiremen...

5
RCI bank offers me a great service for my requirements, they keep me updated on all their other products and accounts, I find it easy to contact them when or if needed, I find the RCI banking app very useful which covers me for all my needs. Reviewed on: 12th March 2026

Good Company

5
All round good experience and easy company to deal with. Reviewed on: 12th March 2026

RCI, a good place to keep your savings ....

5
I opened a fixed savings account and it was easy to do. I am able to speak to a human being if I need to and they are always polite, helpful and courteous. No BOTS, lectures, unsolicited advertising or masses of clicks required, either. At the time I opened the account, the rate was competitive too. Reviewed on: 12th March 2026

excellent customer service

5
friendly and helpful staff, gave me all the information I needed to make my decision Reviewed on: 12th March 2026

Very good and excellent

5
Very good and excellent service from them Reviewed on: 12th March 2026

Excellent Customer Service and great products.

4
Some teething problems when setting up account however, these were resolved by the excellent Customer Service team. Very happy with our monthly income and communication is first class. Will look to invest again with RCI once we have come to the end of our term. Reviewed on: 12th March 2026

Good bank care to customers very good service

5
Good bank care to customers very good service Reviewed on: 12th March 2026

Great bank for ease of personal banking

5
Great bank for ease of personal banking Reviewed on: 12th March 2026

The sign up process is simple and once registered th...

5
The sign up process is simple and once registered the members website is easy to use. We got an excellent rate of interest as well as having it paid monthly. Reviewed on: 12th March 2026

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