Smart Money People Logo
Go to business site
Share this page
Link copied

RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H
Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

RCI Bank Fixed Term Savings Account reviews (3961)

RCI bank offers me a great service for my requiremen...

5
RCI bank offers me a great service for my requirements, they keep me updated on all their other products and accounts, I find it easy to contact them when or if needed, I find the RCI banking app very useful which covers me for all my needs. Reviewed on: 12th March 2026
Stephen shields 's avatar
Stephen shields

Good Company

5
All round good experience and easy company to deal with. Reviewed on: 12th March 2026
Alison M's avatar
Alison M

RCI, a good place to keep your savings ....

5
I opened a fixed savings account and it was easy to do. I am able to speak to a human being if I need to and they are always polite, helpful and courteous. No BOTS, lectures, unsolicited advertising or masses of clicks required, either. At the time I opened the account, the rate was competitive too. Reviewed on: 12th March 2026
MYD's avatar
MYD

excellent customer service

5
friendly and helpful staff, gave me all the information I needed to make my decision Reviewed on: 12th March 2026
melvyn j's avatar
melvyn j

Very good and excellent

5
Very good and excellent service from them Reviewed on: 12th March 2026
Deen's avatar
Deen

Excellent Customer Service and great products.

4
Some teething problems when setting up account however, these were resolved by the excellent Customer Service team. Very happy with our monthly income and communication is first class. Will look to invest again with RCI once we have come to the end of our term. Reviewed on: 12th March 2026
Jackie G's avatar
Jackie G

Good bank care to customers very good service

5
Good bank care to customers very good service Reviewed on: 12th March 2026
Dr B P Jaiswal's avatar
Dr B P Jaiswal

Great bank for ease of personal banking

5
Great bank for ease of personal banking Reviewed on: 12th March 2026
Peter D's avatar
Peter D

The sign up process is simple and once registered th...

5
The sign up process is simple and once registered the members website is easy to use. We got an excellent rate of interest as well as having it paid monthly. Reviewed on: 12th March 2026
Tim B's avatar
Tim B

Super easy and transparent with the communication

5
Super easy and transparent with the communication Reviewed on: 12th March 2026
Emily D's avatar
Emily D

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill